TCA's A Better Way
Helping financial institutions manage compliance with confidence—the TCA way.
A Better Way is more than our tagline—it's the philosophy behind every client engagement.
It reflects our commitment to practical guidance, responsive service, and customized compliance solutions that help financial institutions navigate an increasingly complex regulatory environment.
For more than 30 years, we've refined proven processes that help financial institutions identify, manage, and reduce compliance risk.
Drawing on decades of hands-on compliance experience, we provide the insight, collaboration, and practical guidance organizations need to adapt to regulatory change and make informed decisions.
Many of our clients view TCA as an extension of their internal compliance team—a reflection of the trust we've earned and the long-term relationships we've built.
We deliver A Better Way by:
- Employing experienced compliance professionals with real-world industry expertise.
- Tailoring strategies to your institution's unique regulatory and operational needs.
- Conducting thorough, collaborative project scoping.
- Delivering practical, actionable recommendations.
- Communicating proactively throughout every engagement—so there are no surprises.
BSA/AML Audits and Reviews
Strengthen your BSA/AML program with the expertise and guidance needed to identify, prevent, and respond to financial crimes while meeting Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements.
- Risk assessments / CIP / OFAC
- Due Diligence / Enhanced Due Diligence
- Politically Exposed Persons
- Money Services Businesses
- SAR Investigations and Reports
- AMS Model Validation
Consumer Compliance Reviews
Our Consumer Compliance Reviews help strengthen your Compliance Management System (CMS) by identifying potential compliance gaps before they become examination findings. We provide practical recommendations that enhance your compliance program while helping your institution meet evolving regulatory expectations.
- Lending Regulations from REG B to REG Z
- Loan Servicing and Loan Operation Reviews
- ATR/QM Validation
- ARM File and Servicing Reviews
- HMDA & CRA Data Integrity Reviews
- Deposit Regulations
- Overdraft Protection Program Reviews
- Advertising Compliance Reviews
- Garnishments
- Website and Social Media Reviews
- TCPA and COPPA Reviews
- UDAAP Reviews
- Regulation O Reviews
Managing Fair Lending and CRA Risk
Proactively manage Fair Lending and Community Reinvestment Act (CRA) risk with independent assessments, program reviews, and practical guidance. We help financial institutions strengthen compliance, prepare for examinations, and demonstrate their commitment to fair and equitable lending practices.
Outsourced Compliance through our VCM Program
Extend your compliance team with experienced professionals who provide flexible support tailored to your institution's needs. Whether you need temporary assistance, specialized expertise, or fully outsourced Compliance Management System (CMS) oversight, our VCM Program delivers scalable solutions that evolve with your organization.
Automated Monitoring System Model Validation
Ensure your Automated Monitoring System (AMS) is performing as intended. Our independent model validation services evaluate governance, data integrity, and model performance to help your institution generate meaningful alerts and meet regulatory expectations.
Essential Compliance Consulting and Additional Practice Areas
Take a comprehensive approach to compliance. Our experienced consultants assess your program, identify opportunities for improvement, and develop practical strategies tailored to your institution's unique regulatory and operational risk profile.
Regulatory Hotline
Get timely answers to complex compliance questions. Our subscription-based Regulatory Hotline gives your institution direct access to experienced compliance professionals by phone or email whenever regulatory questions arise.
