Specialties
Regulatory Risk Assessments
BSA/AML/OFAC
Bank Due Diligence
Compliance Rules for New Bank Products
Compliance Management System Risk Assessment
Compliance Guidance When and How You Need It
Partnering with you to develop strategies and solutions customized to your financial institution's unique risk profile.
An effective compliance program starts with understanding your bank's risk profile and developing a comprehensive strategy around the vulnerabilities associated with products, services, size, and complexity.
We're here to help you satisfy the requirement for examination reports, whether you feel confident that your program is on target and want assurances that your strategy is on track, or you worry that some aspects of your program are lacking.
We guide your team in all areas of compliance. Those include:
Risk Assessment Assistance
After working with you to identify your institution's unique risk appetite and creating a risk profile, we pinpoint the areas that present the most significant threats and develop a way to mitigate them.
If you're launching new products or services or opening a new office or branch, we can help you conduct assessments and recommend best practices for staying in compliance.
Audit Co-Source
Staffing shortages? Competing priorities? TCA can step in to fulfill any of your audit commitments in all areas of consumer compliance whenever you're struggling to meet your audit deadlines.
Periodic Compliance Quality Control
When you're selling to investors, you already know about the requirements for quality control.
But have you also considered a robust consumer compliance review?
We run through all the "alphabet regs" to ensure that your loan files are free of errors that could cause you to repurchase a loan.
System Conversion Validation
It's always a good idea to validate the system whenever you roll out a new core or loan origination system so that documents, disclosures, notifications, and statements meet regulatory requirements.
We can review system output to verify that the hundreds of responses to questions about products and services are correct and the appropriate codes were selected.
Look to TCA for A Better Way to identify and implement the strategies and solutions that make for a high-performance compliance program.
Key deliverables include:
- Helping you to develop compliance plans that allow you to satisfy requirements for examination reports.
- Providing full-service or à la carte assistance when and how you need it.
- Delivering peace of mind that your strategies, processes, and procedures are appropriate to your bank's risk.
Compliance Consulting Insights
Meet your Community’s Credit Needs for Fair Lending – Utilizing Regulation B’s Special Purpose Credit Program
“What are you doing to ensure diversity, equity and inclusion (DEI)?” That question routinely comes up during conference calls among us, clients, and regulatory agencies. Businesses, educational institutions, and non-profit organizations all are focusing on DEI. Financial institutions are no exception. In fact, regulatory agencies emphasize the importance of DEI in written communications about the Fair …
The Fannie Mae and Freddie Mac Application: New and Improved?
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No Longer A HMDA Reporter – Fair Lending Still Applies
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