2019 Thresholds under Regulation Z’s CARD Act, HOEPA and QM Sections
Based on the Consumer Price Index in effect on June 1, 2018, which increased 2.5%, the Consumer Financial Protection Bureau (CFPB) released a number of new threshold amounts which go into effect on January 1, 2019. They include: The minimum interest charge disclosure threshold of $1.00 under the CARD Act will remain unchanged in […]
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