On April 22, 2026, the Consumer Financial Protection Bureau (Bureau or CFPB) issued a final rule amending provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B. This final rule is effective July 21, 2026. TCA – A Better Way!
Regulation B Amended Read More »
The information below is relevant only to OCC-regulated Banks. If you are a Federal Savings Association or regulated by the FRB, FDIC, or NCUA, you can ignore this release. TCA – A Better Way!
The Fair Housing Home Loan Data System Log is Dead. Long Live Regulations B & C Read More »
It’s no joke, the April 1st deadline is just days away to review your CRA Public File(s) and ensure all required information is accurate and current and present in the file. TCA – A Better Way!
CRA Public File Reminder Read More »
Today FinCEN issued an Exceptive Relief Order from the requirement to identify and verify Beneficial Owners at each account opening. TCA – A Better Way!
FinCEN Exceptive Relief Beneficial Owners Read More »
You can forget some of what you knew about the FDIC signage rule. TCA – A Better Way!
Out With the Old, In with the New (FDIC Signage Rule) Read More »
In September 2025, TCA published an article on the impact the government shutdown would have on the National Flood Insurance Program. TCA – A Better Way!
National Flood Insurance Program on the Bubble Again Read More »
On Friday January 16, 2026, the CFPB issued notice that due to operational constraints, they would be discontinuing use of the GovDelivery email service to notify the public of changes in HMDA platform updates and announcements. TCA – A Better Way!
HMDA Email Service Discontinuation Read More »
Annual HMDA and HPML asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
HMDA and HPML Thresholds Bumped Up for 2026 Read More »
Annual CRA asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
CRA Asset-size Thresholds Announced for 2026 Read More »
An increase in the exemption thresholds for Regulation Z and Regulation M and the HPML Appraisal Exemption amount were announced for 2026. TCA – A Better Way!
HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026 Read More »
We’re here to review your current compliance strategy and help you find A Better Way to manage risk.
