HMDA and HPML Thresholds Bumped Up for 2026
Annual HMDA and HPML asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
HMDA and HPML Thresholds Bumped Up for 2026 Read More »
Special Release
CRA Asset-size Thresholds Announced for 2026
Annual CRA asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
CRA Asset-size Thresholds Announced for 2026 Read More »
HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026
An increase in the exemption thresholds for Regulation Z and Regulation M and the HPML Appraisal Exemption amount were announced for 2026. TCA – A Better Way!
HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026 Read More »
New Threshold Amounts for 2026 under Regulation Z CARD Act, HOEPA and QM Sections
Based on the 2.1% increase in the Consumer Price Index (CPI-W) in effect on June 1, 2025, the Consumer Financial Protection Bureau (CFPB) released a few new thresholds which go into effect on January 1, 2026. TCA – A Better Way!
New Threshold Amounts for 2026 under Regulation Z CARD Act, HOEPA and QM Sections Read More »
More Updates to the FDIC Official Signage Rule
The FDIC delayed the implementation date for the updates to 12 CFR 328.4 (Signs for automated teller machines and like devices) and 328.5 (Signs for digital deposit-taking channels) which were originally to go into effect as of January 1, 2025, postponed to May 1, 2025 and were postponed again to March 1, 2026. TCA –
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SAFE Act MLO Registration Renewal Period Began November 1st. Check Current Registrant’s Names
It is that time again. The NMLS 2025 Annual Renewal Period began on November 1 and will end December 31. TCA – A Better Way!
FFIEC Releases 2024 CRA Public Data Tables
On November 13, 2025, the FFIEC released the public disclosures for CRA data submitted for calendar year 2024. TCA – A Better Way!
FFIEC Releases 2024 CRA Public Data Tables Read More »
Government Shutdown: What Can You Do to Help?
Today’s complex world just got a whole lot more complex with the ongoing government shutdown. All of us, no matter where we are located, know someone who is experiencing a loss of income due to the impact of the government shutdown. We know someone who serves in the military or works in air traffic control
Government Shutdown: What Can You Do to Help? Read More »
In a Government Shutdown the National Flood Insurance Program Could be Affected
The Congressional Reauthorization for the National Flood Insurance Program webpage reminds us that at 11:59 p.m. on September 30, 2025, the National Flood Insurance Program will expire. While FEMA is confident Washington will vote to reauthorize the NFIP, if a lapse were to occur, it would not impact policies already in effect. This begs the
In a Government Shutdown the National Flood Insurance Program Could be Affected Read More »
