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Regulation CC Updates Coming in 2025

When Regulation CC was updated back in 2019, one of the changes attached the dollar amounts to be made available to adjust every five years based on changes to the Consumer Price Index (CPI-W) similar to annual changes in Regulations M and Z, rounded to the nearest $25.

Well, that far-off five-year timeframe has arrived. Due to the 21.8% increase in the CPI-W from July 2018 – July 2023, effective on July 1, 2025, the amounts for availability are changing as shown below. The amounts include:

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