Angela Rankin, Author at TCA

Servicing Compliance Webinar Series: Adverse Action Requirements

Webinar / By Angela Rankin, Monique Reyna

It’s more than just saying “No” When are adverse action notices required? Adverse action notices requirements for denied deposit accounts Adverse action notice requirements for commercial customers Notice of incompleteness requirements How should files be documented when a customer withdraws an application. What’s the difference between a withdrawn application and an application which was approved …

Servicing Compliance Webinar Series: Adverse Action Requirements Read More »

Clarifying the Joint Intent Requirements at Application

In Depth / By Angela Rankin

There is no excerpt because this is a protected post.

Maintaining the Legal Entity Identifier (LEI): Should Partially-exempt HMDA Filers Renew?

Special Delivery / By Angela Rankin

There is no excerpt because this is a protected post.

Defining Business Days for Lending

Special Delivery / By Angela Rankin

There is no excerpt because this is a protected post.

HMDA Reporting for Loans Secured by Multiple Properties

In Depth / By Angela Rankin

We have received numerous questions about how to report multiple properties on the HMDA LAR for 2018. Quite frankly, it can be very confusing because some fields are reported on the property securing the loan and other fields are reported on the transaction. The commentary for §1003.4(a)(9) – 2 states the following: MULTIPLE PROPERTIES WITH …

HMDA Reporting for Loans Secured by Multiple Properties Read More »

Combating Elder Financial Exploitation

In Depth / By Angela Rankin

On August 30, 2017, FinCEN issued a memorandum titled “Memorandum on Financial Institution and Law Enforcement Efforts to Combat Elder Financial Exploitation.” Elder Financial Exploitation is the improper use of an older person’s funds or assets. Assets can also include the older person’s property or belongings. When an older person is being exploited, it often …

Combating Elder Financial Exploitation Read More »

CFPB Releases HMDA‐LAR Reporting Tool

Special Release / By Angela Rankin

On Thursday, February 1, 2018, the Consumer Financial Protection Bureau (CFPB) released a statement indicating that the 2018 HMDA LAR Formatting Tool is now available. The tool, which is available here, is for use by those institutions not currently using an automated system for processing their HMDA LAR. Under the new HMDA reporting rules, an …

CFPB Releases HMDA‐LAR Reporting Tool Read More »

Last‐minute 2018 HMDA Clarifications

In Depth / By Angela Rankin

The long-awaited deadline to begin collecting 2018 HMDA data is here! Banking agencies have issued HMDA guidelines on data testing and additional information on HMDA data collection. Also, the Consumer Financial Protection Bureau (CFPB) has clarified some interpretations as it has worked through numerous questions via phone calls and emails from filers. One of the …

Last‐minute 2018 HMDA Clarifications Read More »

Angela Rankin

Servicing Compliance Webinar Series: Adverse Action Requirements

Clarifying the Joint Intent Requirements at Application

Maintaining the Legal Entity Identifier (LEI): Should Partially-exempt HMDA Filers Renew?

Defining Business Days for Lending

HMDA Reporting for Loans Secured by Multiple Properties

Combating Elder Financial Exploitation

CFPB Releases HMDA‐LAR Reporting Tool

Last‐minute 2018 HMDA Clarifications

Do You Need Compliance Help?

Give Us A Call

800-934-REGS

/

Email Us At

[email protected]