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Our database of articles starts in 2018. If there’s an older article you need or there’s a subject that you’d like to research, please call 800-934-REGS or email us [email protected] and we’ll get the information to you.

fair with wooden blocks

Are there fair lending concerns when a financial Institution utilizes a third-party vendor that provides data for marketing or assists in the development of a credit underwriting model containing digital algorithms?

By | December 6, 2021

Answer: Yes. The Financial Institution needs to be aware of what makes up the data that is obtained and how the data is applied. These algorithms may be filtered by zip codes, level of education or purchasing behaviors. The Financial Institution needs to ensure the algorithms used do not cause disparate impact by eliminating protected …

Are there fair lending concerns when a financial Institution utilizes a third-party vendor that provides data for marketing or assists in the development of a credit underwriting model containing digital algorithms? Read More »

aml

When dispositioning alerts from our automated BSA/AML monitoring system, how much information is enough?

By | December 3, 2021

Answer: TCA continues to see examiner scrutiny on alert resolution. When documenting a response to an alert, it does not need to be as in-depth as an investigation narrative; however, it must explain the who, what, where, when, why, and how. This creates continuity for other BSA staff, examiners, and auditors to understand how you …

When dispositioning alerts from our automated BSA/AML monitoring system, how much information is enough? Read More »

compliance drawing

HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2022

By | December 2, 2021

There is no excerpt because this is a protected post.

private flood insurance

FEMA Changes Declaration Pages

By | November 18, 2021

There is no excerpt because this is a protected post.

regulations block as piece of a puzzle

New Threshold Amounts for 2022 under Regulation Z CARD Act, HOEPA and QM Sections

By | November 12, 2021

There is no excerpt because this is a protected post.

data compliance

Safe Act MLO Registration Renewal Period Starts November 1 – Check Current Registrants’ Names

By | November 10, 2021

There is no excerpt because this is a protected post.

changes ahead signs

OCC Updated Addresses for Equal Housing, CRA and Adverse Actions

By | August 10, 2021

There is no excerpt because this is a protected post.

disclosure

CFPB Releases HMDA Public Data Tables

By | June 21, 2021

There is no excerpt because this is a protected post.

covid 19 reopening phases

Covid-19 and Compliance Engagements – Update

By | June 18, 2021

Throughout this pandemic, TCA Compliance has looked to the Centers for Disease Control and Prevention (CDC) for guidance on how best to manage the effects of COVID-19 on our business. As many states, including Illinois, are entering into Phase 5 of their COVID strategies (i.e. are re-opening), we have continued to look to the CDC …

Covid-19 and Compliance Engagements – Update Read More »

Juneteenth freedom day

A New Federal Holiday. What Now?

By | June 18, 2021

On June 17, 2021, the U.S. got its first new National Holiday in 38 years. June 19th has been designated as “Juneteenth National Independence Day.” Our last new National Holiday, Martin Luther King, Jr. Day, the third Monday in January, was instituted in 1983. So, what’s different about these holidays and why does it affect …

A New Federal Holiday. What Now? Read More »

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