Advertising Checklist
Tool to aid in review of various types of product advertising.
Advertising Checklist Read More »
Tool to aid in review of various types of product advertising.
Advertising Checklist Read More »
Tool to calculate whether your loan transaction is subject to HOEPA based on the points and fees and prepayment penalties paid by the borrower. Worksheets are updated annually to reflect changes loan amount thresholds. Select the worksheet based on the year the loan has been originated. Example: loan originated in December 2022 – select the HOEPA Calculation Worksheet 2022.01.
HOEPA Calculation Worksheet for 2023 Loans Read More »
Tool to calculate whether your loan transaction is subject to HOEPA based on the points and fees and prepayment penalties paid by the borrower. Worksheets are updated annually to reflect changes loan amount thresholds. Select the worksheet based on the year the loan has been originated. Example: loan originated in December 2022 – select the HOEPA Calculation Worksheet 2022.01.
HOEPA Calculation Worksheet for 2022 Loans Read More »
Tool to calculate whether your loan transaction is subject to HOEPA based on the points and fees and prepayment penalties paid by the borrower. Worksheets are updated annually to reflect changes loan amount thresholds. Select the worksheet based on the year the loan has been originated. Example: loan originated in December 2022 – select the HOEPA Calculation Worksheet 2022.01.
HOEPA Calculation Worksheet for 2021 Loans Read More »
Tool to aid in tracking due dates for provisional and final credit, exclude non-Regulation E claims (business cards or merchant disputes) from due dates but allows for claim to be logged and monitored, based on claim type, automatically identifies a 45- or 90-day investigation period.
Regulation E Claim Calendar Read More »
It’s time for a trip into the Way-Back Machine, all the way back to April 16, 2020, when the Consumer Financial Protection Bureau (CFPB) issued a final rule amending Regulation C. This amendment permanently raised the closed-end coverage threshold from 25 to 100 closed-end mortgage loans in each of the two preceding calendar years. The
Do you Remember? HMDA – Reporting Open-End Lines of Credit Read More »
TCA’s VCM Service Offers Support If You’re Facing Personnel Challenges The great resignation has hit banks. Hiring and retaining personnel, especially those with specialized experience, is challenging for banks. That, coupled with other issues–a complex operating environment, greater cyber risk, and regulatory changes, for example –can raise your compliance risk. Those are some takeaways from
Great Resignation Hits Banks, Threatens to Raise Compliance Risk Read More »
Answer: Since the property is being deeded over to the borrower, the borrower is essentially purchasing the property for what is remaining on the existing loan. Therefore, this would be reported as a Purchase.
Throughout this pandemic, TCA Compliance has looked to the Centers for Disease Control and Prevention (CDC) for guidance on how best to manage the effects of COVID-19 on our business. As many states, including Illinois, are entering into Phase 5 of their COVID strategies (i.e. are re-opening), we have continued to look to the CDC
Covid-19 and Compliance Engagements – Update Read More »
TCA has moved our corporate headquarters from Chicago to Oak Brook, Illinois. While we are sad to leave our home for the past 30 years, we are excited for the new opportunities our new headquarters will provide. Given its central location, our new office is easily accessible from downtown Chicago, the suburbs, the airports, and
TCA IS ON THE MOVE! Read More »
We’re here to review your current compliance strategy and help you find A Better Way to manage risk.