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CRA Asset-size Thresholds Announced for 2026
Annual CRA asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
HOEPA Calculation Worksheet for 2026 Loans
Tool to calculate whether your loan transaction is subject to HOEPA based on the points and fees and prepayment penalties paid by the borrower. Worksheets are updated annually to reflect changes loan amount thresholds. Select the worksheet based on the year the loan has been originated. Example: loan originated in December 2023 – select the HOEPA Calculation Worksheet 2023.01.
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HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026
An increase in the exemption thresholds for Regulation Z and Regulation M and the HPML Appraisal Exemption amount were announced for 2026. TCA – A Better Way!
New Threshold Amounts for 2026 under Regulation Z CARD Act, HOEPA and QM Sections
Based on the 2.1% increase in the Consumer Price Index (CPI-W) in effect on June 1, 2025, the Consumer Financial Protection Bureau (CFPB) released a few new thresholds which go into effect on January 1, 2026. TCA – A Better Way!
