The SCRA Notice (HUD-92070) was implemented by HUD Mortgagee Letter 2006-28 and now mandated by the HUD Handbook 4000.1. The notice must:
- Be sent to all homeowners (consumer or commercial) who are in default on a residential mortgage.
- Include the toll-free military one-source number to call if servicemembers or their dependents require further assistance (1-800-342-9647); and
- Be made within 45 days from the date a missed payment was due unless the homeowner pays the overdue amount before the expiration of the 45-day period.
The form is technically “expired,” however since no new form has been issued yet by HUD. The expired form should still be used until replaced.
