FFIEC Releases 2024 CRA Public Data Tables
On November 13, 2025, the FFIEC released the public disclosures for CRA data submitted for calendar year 2024. TCA – A Better Way!
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Government Shutdown: What Can You Do to Help?
Today’s complex world just got a whole lot more complex with the ongoing government shutdown. All of us, no matter where we are located, know someone who is experiencing a loss of income due to the impact of the government shutdown. We know someone who serves in the military or works in air traffic control
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Regulatory Updates – Third Quarter 2025
Below is a link to the Regulatory Updates as of the end of Q3 2025. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. TCA – A Better Way!
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In a Government Shutdown the National Flood Insurance Program Could be Affected
The Congressional Reauthorization for the National Flood Insurance Program webpage reminds us that at 11:59 p.m. on September 30, 2025, the National Flood Insurance Program will expire. While FEMA is confident Washington will vote to reauthorize the NFIP, if a lapse were to occur, it would not impact policies already in effect. This begs the
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Regulatory Updates – Second Quarter 2025
Below is a link to the Regulatory Updates as of the end of Q2 2025. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. TCA – A Better Way!
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Dodd Frank Section 1071 Small Business Data Collection Rule Postponed
On June 18, 2025, the CFPB published an interim final rule effective on July 18, 2025, postponing the effective date of Regulation B implementation of the Section 1071 Small Business Data Collection Rule. The summary states: In light of court orders in ongoing litigation, the Consumer Financial Protection Bureau (CFPB or Bureau) is amending Regulation
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SCRA Notice Changes
Sometime in April 2025, HUD updated the SCRA notice of servicemember rights which is to be provided to all mortgage loans which are delinquent. The notice is required to be provided within 45 days from the date the missed payment was due. We reviewed the form and the only changes we saw were an update
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OCC Consolidates Offices Changing CRA Addresses and Confirming ECOA and Fair Housing Poster Addresses
If your regulator is the FDIC, FRB or NCUA, you can stop reading here unless you wish to broaden your knowledge. On April 8, 2025, the OCC issued Bulletin 2025-6 “Community Reinvestment Act, Fair Housing Act, and Equal Credit Opportunity Act: OCC Contact Information for Certain Notices and Posters”. The Bulletin rescinded an earlier bulletin (2021-35)
Regulatory Updates – First Quarter 2025
Below is a link to the Regulatory Updates as of the end of Q1 2025. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. You can download the updates in a PDF form here. As always, TCA is here to help with A Better Way to answer
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