Out With the Old, In with the New (FDIC Signage Rule)
You can forget some of what you knew about the FDIC signage rule. TCA – A Better Way!
Out With the Old, In with the New (FDIC Signage Rule) Read More »
HMDA Email Service Discontinuation
On Friday January 16, 2026, the CFPB issued notice that due to operational constraints, they would be discontinuing use of the GovDelivery email service to notify the public of changes in HMDA platform updates and announcements. TCA – A Better Way!
HMDA Email Service Discontinuation Read More »
HMDA and HPML Thresholds Bumped Up for 2026
Annual HMDA and HPML asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
HMDA and HPML Thresholds Bumped Up for 2026 Read More »
Regulatory Updates – Fourth Quarter 2025
Below is a link to the Regulatory Updates as of the end of Q4 2025. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. TCA – A Better Way!
Regulatory Updates – Fourth Quarter 2025 Read More »
CRA Asset-size Thresholds Announced for 2026
Annual CRA asset-size thresholds for covered financial institutions were announced. TCA – A Better Way!
CRA Asset-size Thresholds Announced for 2026 Read More »
HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026
An increase in the exemption thresholds for Regulation Z and Regulation M and the HPML Appraisal Exemption amount were announced for 2026. TCA – A Better Way!
HPML Appraisal & Regulation Z and Regulation M Exemption Dollar Thresholds for 2026 Read More »
New Threshold Amounts for 2026 under Regulation Z CARD Act, HOEPA and QM Sections
Based on the 2.1% increase in the Consumer Price Index (CPI-W) in effect on June 1, 2025, the Consumer Financial Protection Bureau (CFPB) released a few new thresholds which go into effect on January 1, 2026. TCA – A Better Way!
New Threshold Amounts for 2026 under Regulation Z CARD Act, HOEPA and QM Sections Read More »
More Updates to the FDIC Official Signage Rule
The FDIC delayed the implementation date for the updates to 12 CFR 328.4 (Signs for automated teller machines and like devices) and 328.5 (Signs for digital deposit-taking channels) which were originally to go into effect as of January 1, 2025, postponed to May 1, 2025 and were postponed again to March 1, 2026. TCA –
More Updates to the FDIC Official Signage Rule Read More »
SAFE Act MLO Registration Renewal Period Began November 1st. Check Current Registrant’s Names
It is that time again. The NMLS 2025 Annual Renewal Period began on November 1 and will end December 31. TCA – A Better Way!
