Part 1 of a 3 Part Series For many years, we have experienced a low interest rate environment and originated predominantly fixed rate mortgages. Well times are changing – with the increase in interest rates, the popularity of Adjustable-Rate Mortgages is gaining momentum. We might be a little “rusty” in the process of originating and …
“ARM” Yourself for Volume Increase and Avoid Common Compliance Pitfalls Read More »
As we are all aware by now the Final Rule for the 1071 Small Business Data Collection was issued March 30, 2023. Many financial institutions are questioning where and how to start the process of identifying the small business loans to be counted. The final rule provides three methods to determine if a small business …
So, if this article looks familiar, that’s because we sent out a similar version in the past two years and there is still some confusion as some institutions are open and some are closed. On June 17, 2021, the US got its first national holiday in 38 years. June 19 has been designated as “Juneteenth …
A New Federal Holiday and an Old Federal Holiday – Alleviate The Confusion Read More »
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