A Subscription-based Compliance Support Service Offering Priority Response, Expert Advice
Get clear, actionable guidance on your toughest compliance questions with TCA’s Regulatory Hotline. Our on-demand service provides direct access to seasoned compliance experts, helping you navigate complex regulatory requirements with confidence.
Why Use a Compliance Hotline?
Banking regulations are complex and constantly evolving. Your team needs quick, reliable answers to keep operations compliant and avoid costly missteps. A compliance hotline empowers your staff to clarify requirements and handle issues proactively.
How TCA’s Regulatory Hotline Works
With TCA’s Regulatory Hotline, your compliance and operations teams can submit questions on regulations including:
- Lending compliance and Fair Lending
- Deposit regulations
- BSA/AML compliance
- CRA requirements
- Advertising and disclosures
Our experts provide timely, clear, and practical guidance to help your team stay on track.
Benefits of On-Demand Compliance Support
- Fast, reliable answers to pressing compliance questions
- Access to experienced banking compliance professionals
- Reduced compliance risk and operational delays
- Confidence in decision-making and exam readiness
Get Clear, Actionable Answers from TCA Experts
TCA’s Regulatory Hotline is designed for banks and credit unions seeking a practical, responsive solution to day-to-day compliance challenges. Whether you need clarification on a regulation, guidance on disclosures, or insight on exam preparation, our team is here to help you stay compliant while maintaining operational efficiency.
Interested in subscribing to our Regulatory Hotline?
Please send an email to [email protected] or call 800-934-REGS for more information.
Compliance Insights
Back to School: Ready for Regulators’ Pop Quizzes?
With the summer winding down, the kids will be heading back to school and facing tests and the dreaded pop quizzes. But they are not the only ones. Compliance pros also must be ready for regulators’ tough questions. If your regulator were to give you a pop quiz, would you be ready? See if you […]
Regulatory Updates – Second Quarter 2024
Below is a link to the Regulatory Updates as of the end of Q2 2024. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. You can download the updates in a PDF form here. As always, TCA is here to help with A Better Way to answer […]
AML Programs and Recent Consent Orders: What Questions Should you be Asking?
Last year’s news headlines screamed about financial crimes: the riveting cryptocurrency saga of Sam Bankman-Fried (SBF), Binance’s landmark $4.3 billion settlement with the Department of Treasury, and Deutsche Bank’s additional fines for anti-money laundering and sanctions failings. Other noteworthy stories entailed a parade of cybercrimes like ransomware and email scams. For those working in the […]
Planning for a Successful Automated Monitoring System (AMS) Validation by Understanding Common Findings
Your AMS plays a crucial role in helping financial institutions detect and prevent illicit activities. However, to ensure the effectiveness and compliance of these solutions, regular model validations are necessary and prescribed by Guidance on Model Risk Management from the prudential regulators. During validations, common findings often emerge and highlight opportunities for improvement. Here, TCA […]
Your Dream AML/CFT Home Starts with Good Bones
Build A Solid Foundation That Will Help You Detect and Combat Financial Crimes Prospective homebuyers want properties with “good bones,” whether buying new construction loaded with smart technology or a 200-year-old historic farmhouse that needs tender loving care. Good bones assure buyers that a property is structurally sound, provides a safe environment, and will be […]
HOEPA VS HPML (High-Cost and Higher Priced Mortgage Loan)
The Home Ownership and Equity Protection Act (HOEPA) was enacted in 1994 as an amendment to the Truth-in-Lending Act (TILA) to address abusive practices in refinances and closed-end home equity loans with high interest rates or high fees. Higher Priced Mortgage Loans (HPML) were implemented as part of the Mortgage Disclosure Improvement Act in 2009 […]
