TCPA and COPPA Reviews

stack of files with magnifying glass on top showing data review

We evaluate your TCPA and COPPA practices to help you avoid fines, penalties, and damage to your brand.

You always work to strengthen your relationships with customers and build and maintain trust with them.

One way is by respecting their privacy and boundaries—not pestering them with unwelcome marketing messages by phone and text or revealing personal information about their kids, for example.

That's where we come in. Our team specializes in reviewing your TCPA and COPPA policies and practices to ensure you comply with both regulations and that you won't be subject to fines and penalties.

In our TCPA reviews, we examine how you manage customer data. For example, have customers consented to receive marketing content from you? If so, what format is acceptable? Are you keeping accurate records of their preferences and honoring their wishes?

In addition, are you giving them appropriate opt-out options? When they do opt out, do you comply with their decision?

We also compare your customer database and prospects against the Do-Not-Call Registry to help you ensure that your practices align with customers' wishes.

For COPPA, our team delves into your policies and procedures to see that you're doing everything to protect customers under the age of thirteen.

That includes reviewing how you notify parents about the information you want to gather about their kids, how you use it, and with whom you share it. Of course, we also check whether you have parental consent before you’re even collecting such data.

In addition, we look at your privacy policy to see that it's clear and visible on your website and apps and explicitly outlines your practices.

Equally important is assessing your staff members' command of and adherence to TCPA and COPPA regulations.

Select TCA's A Better Way to assess your TCPA and COPPA regulations compliance.

Key deliverables include:

  • Helping you avoid costly fines and penalties
  • Seeing if you're providing proper parental notifications and review options regarding their children's private information
  • Evaluating your marketing and sales teams' understanding of TCPA rules
  • Determining whether you maintain accurate records of customer communications and wishes, including robocalls, voicemails, and texts
  • Weighing how well you respect customers' privacy and contact preferences

Additional Compliance Topics

home keyring in keyhole

No Longer A HMDA Reporter – Fair Lending Still Applies

By | January 26, 2021

On April 16, 2020, The Consumer Financial Protection Bureau issued a final rule raising the loan-volume coverage thresholds in Regulation C for financial institutions reporting data under the Home Mortgage Reporting Act (HMDA). A permanent threshold for collecting closed end mortgage reporting data went from 25 to 100 loans effective July 1, 2020. Also, open-end […]

community reinvestment act

Three Hot CRA Concerns

By | October 20, 2020

Minding the pandemic, election and social issues is a lot to focus on but bankers will have to add the Community Reinvestment Act (CRA) to their full plates. There are three hot CRA topics on which to focus since CRA is still very much on the regulatory agencies’ minds. Despite 2020 upending CRA lending programs, […]

loan denied stamp

Adverse Action Notice Requirements For Loans and Deposits

By , | June 30, 2020

When you deny a credit application or a deposit account request, you simply fill out a form and move on to the next customer, right? If only it were that simple! This article will clarify the who, what and why of the different requirements for denying loan applications and deposit requests for consumers and businesses […]

currency transaction reports

Currency Transaction Reports: Fin-2020-R001

By | April 9, 2020
image of offsite review

Considerations for Managing an Offsite Review

By | April 6, 2020

They say change is constant and that’s never been truer than now. In our current reality of sheltering in place and social distancing, each day presents new challenges and opportunities. TCA’s article “COVID-19 Business Impact: What Can You Do to Help?” focuses on how institutions can help customers during the current pandemic, and on the […]

compliance drawing

National Compliance Officer Day

By | September 26, 2019

Today is National Compliance Officer Day, so TCA® wanted to share some recommendations from our compliance team with our fellow compliance professionals on potentially banking clients who may be engaged in activities relating to the cannabis industry. The challenge of providing banking services for industrial hemp and CBD Oil is that there are no current […]

Do You Need Compliance Help?

We’re here to review your current compliance strategy and help you find A Better Way to manage risk.

Phone

800-934-REGS

Email for Non-Confidential Information Only

[email protected]

Office Location

2021 Midwest Road, Suite 200,
Oak Brook, IL 60523

Endorsed By