Virtual Compliance Management

What is VCM?

VCM is an outsourced compliance management solution that delivers expert support and allows you to reduce your bank’s risk and expenses.

Through our VCM program, we provide short-term or temporary help and solutions to specific compliance management and support challenges you face. We also offer full or partnered management of your CMS.

For more than a decade, we’ve provided VCM solutions for countless banks with unique requirements.

When you’re a VCM client, we assign an experienced, qualified compliance professional to work with you and your team. That person also serves as your liaison, connecting you to all of TCA’s compliance professionals and subject matter experts.

Visits can be either onsite or offsite or in a combination that fits your needs. We can adapt quickly to overcome unanticipated obstacles, whether they stem from changes within your bank or the world at large.

VCM helps you reduce risk and delivers A Better Way to manage your compliance challenges quickly and affordably.

Key Deliverables Include:

  • Support to develop, implement, and manage an effective CMS
  • Keep management and staff abreast of critical regulatory changes
  • Immediate advice on critical issues through your assigned VCM
  • Monthly meetings to discuss ongoing compliance concerns, address action items, establish next steps
virtual meeting

Want to learn more?

Please send an email to [email protected] or call 800-934-REGS for more information.

Compliance Insights

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Renewed Focus on Overdraft and “Junk” fees

By | August 12, 2022

One of the consequences of shrinking interest rates and interest margins is that financial institutions’ reliance on non-interest income has significantly increased over the last decade. The Consumer Financial Protection Bureau (CFPB) published an initiative on January 26, 2022 stating its intention to research the impact of fees on American consumers. The press release specifically …

Renewed Focus on Overdraft and “Junk” fees Read More »

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B Prepared for Compliance in Commercial Lending

By | July 20, 2022

It’s common for many lenders to believe that commercial lending is exempt from federal compliance regulations. However, this would be untrue – commercial loans are subject to the following compliance regulations: Regulation C/HMDA, Flood Disaster Protection Act, and Regulation B/ECOA. This article will focus on only one the regulations above – Regulation B. Under this …

B Prepared for Compliance in Commercial Lending Read More »

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2022 Census Tracts Changes What it May Mean for Your Assessment Area

By | July 18, 2022

The 2020 Census data has been released by the US Census – and it may impact your Assessment Area for CRA and your Lending Area for Fair Lending. The Federal Financial Institutions Examination Council (FFIEC) which provides uniformity and consistency in the supervision of financial institutions, incorporates the US Census data in a format that …

2022 Census Tracts Changes What it May Mean for Your Assessment Area Read More »

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Great Resignation Hits Banks, Threatens to Raise Compliance Risk

By , | June 27, 2022

TCA’s VCM Service Offers Support If You’re Facing Personnel Challenges The great resignation has hit banks. Hiring and retaining personnel, especially those with specialized experience, is challenging for banks. That, coupled with other issues–a complex operating environment, greater cyber risk, and regulatory changes, for example –can raise your compliance risk. Those are some takeaways from …

Great Resignation Hits Banks, Threatens to Raise Compliance Risk Read More »

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A Refresh on Regulation B’s Special Purpose Credit Program

By | June 23, 2022

On April 26, 2022, Wolters Kluwer conducted a webinar “Special Purpose Credit Programs: Everything You Always Wanted to Know”. The speakers included: Patrice Ficklin, Fair Lending Director of the Consumer Financial Protection Bureau Pamela Perry, Vice President, Single-Family Equitable Housing, Freddie Mac Kenneth Scott, Citibank Anand Raman, Skadden Arps The speakers discussed the credit needs …

A Refresh on Regulation B’s Special Purpose Credit Program Read More »

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Regulatory Updates – Second Quarter 2022

By | June 15, 2022

Below is a link to the Regulatory Updates as of the end of Q2. TCA provides A Better Way for you to track Compliance updates and keep your organization on track. You can download the updates in a PDF form here. As always, TCA is here to help with A Better Way to answer all …

Regulatory Updates – Second Quarter 2022 Read More »

Do You Need Compliance Help?

We’re here to review your current compliance strategy and help you find A Better Way to manage risk.



Email for Non-Confidential Information Only

[email protected]

Office Location

2021 Midwest Road, Suite 200,
Oak Brook, IL 60523

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