Kim Simmons
Compliance Consultant
Kim Simmons brings more than 15 years of banking and compliance experience to her role as a Compliance Consultant at TCA. With a strong background in loan operations and a deep understanding of lending regulations, Kim works closely with community banks to enhance operational effectiveness and ensure regulatory adherence.
Before joining TCA, Kim served as Manager of Loan Operations at Resource Bank NA, where she led a ten-person team responsible for loan processing, servicing, escrow management, and HMDA reporting. She played a key role in multiple system transitions, including the implementation of Wolters Kluwer Compliance One, and provided ongoing training to staff across the organization. Her expertise was further recognized through multiple Stakeholder of the Year Awards and consistent positive audit outcomes.
Most recently, Kim worked as a compliance consultant conducting comprehensive audits and providing actionable insights into Lending Regulations including HMDA, TRID, Adverse Actions, and Flood compliance. Clients value her ability to translate complex regulatory requirements into practical, easy-to-understand guidance.
Kim holds a Bachelor of Science in Psychology from Illinois State University. She is known for her analytical mindset, collaborative approach, and commitment to helping banks navigate the evolving regulatory landscape with confidence.
Areas of Focus: Lending, HMDA, Deposits, and BSA
