Our Team

steven houchens

Steven W. Houchens

Assistant Vice President/Fair Lending Manager

With 35-plus years of experience in virtually every aspect of bank compliance, regulatory risk management and internal audit, Steven brings a broad range of experience to his role at TCA.

His strengths include identifying and quantifying compliance needs and he’s an expert in Fair Lending and the Community Reinvestment Act.

Before joining TCA, his roles included SVP of internal audit, director of regulatory risk management, and director of compliance audit. He was responsible for an overall internal audit program and he developed and coordinated regulatory compliance programs and processes.

Steven has provided Fair Lending training and has been a panelist on the subject for the Virginia Bankers Association.

Certifications: CRCM
Areas of Focus: CRA and Fair Lending
Education: Virginia Polytechnic Institute and State; Bank Administration Institute’s School of Bank Administration

To relax, I retreat to my woodworking studio. There, I build everything from trivets and game boards, to doll beds and toy chests.

Do You Need Compliance Help?

We’re here to review your current compliance strategy and help you find A Better Way to manage risk.

Give Us A Call

800-934-REGS