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DTSTART;TZID=America/New_York:20260427T080000
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DTSTAMP:20260406T115206
CREATED:20260303T124126Z
LAST-MODIFIED:20260303T124126Z
UID:2728-1777276800-1777568400@www.tcaregs.com
SUMMARY:2026 BSA Academy
DESCRIPTION:This week long school provides an up-to-date overview covering a wide range of top industry concerns to ensure your knowledge and understanding of BSA/AML Requirements. In the age of deregulation\, BSA/AML is here to stay\, with its ever-increasing compliance expectations. Our faculty is highly experienced and knowledgeable. You won’t want to miss this opportunity to dive in deep and bring back helpful knowledge and resources for your bank. We will also have fun! \n\nWHO SHOULD ATTEND? \nThe school is designed for BSA professionals with a working knowledge of all aspects of the BSA compliance management including BSA\, AML\, compliance\, risk management\, auditors\, and fraud. Individuals with accountability for BSA compliance will also benefit from this program\, such as: retail management\, risk management\, operations\, and employee development.
URL:https://www.tcaregs.com/event/2026-bsa-academy/
LOCATION:The Lodge at Gulf State Park\, 21196 East Beach Blvd\, Gulf Shores\, AL\, 36542\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/alabama-bankers-association.jpg
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DTSTART;TZID=America/New_York:20260518T080000
DTEND;TZID=America/New_York:20260521T170000
DTSTAMP:20260406T115206
CREATED:20260127T141328Z
LAST-MODIFIED:20260127T141513Z
UID:2613-1779091200-1779382800@www.tcaregs.com
SUMMARY:Compliance School (Hosted by: Maryland\, North Carolina\, and Virginia Bankers Associations)
DESCRIPTION:Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2026\, the MBA\, NCBA and VBA will join together to host the school with a three- day Lending Track and a one-day Deposits Track.
URL:https://www.tcaregs.com/event/compliance-school-hosted-by-maryland-north-carolina-and-virginia-bankers-associations/
LOCATION:Virginia Bankers Association\, 4490 Cox Road\, Glen Allen\, VA\, 23060\, United States
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DTSTART;TZID=America/New_York:20260824T083000
DTEND;TZID=America/New_York:20260828T163000
DTSTAMP:20260406T115206
CREATED:20260317T122918Z
LAST-MODIFIED:20260317T122918Z
UID:2740-1787560200-1787934600@www.tcaregs.com
SUMMARY:Regulatory Compliance Series
DESCRIPTION:Hybrid Event   \n\nMonday\, August 24\, 2026 – Friday\, August 28\, 2026   iCalendarCentral Standard Time \n\n  \n\n\n\n\n \n\n\nThis comprehensive series provides an overall deep understanding of the complexities of regulatory compliance and how they apply to everyday situations. New and seasoned team members will diminish the complex nature of regulatory compliance after attending this program. \nAudience\nCompliance Officers and Managers\, Consumer Lenders\, Residential Real Estate Lenders\, Personal and Retail Bankers\, Operations Officers\, Legal Counsel\, Auditors\, and Cashiers \nCredit Compliance\, Part 1 – August 24 \nReg B: Equal Credit Opportunity Act\n• Equal treatment and fair lending considerations\n• Application stages: inquiries\, incompletes\, withdrawals\, denials\, and approvals\n• Collection of government monitoring information\n• Adverse action rules and business loan denial options\n• New requirements for providing copies of appraisals and evaluations. \nFair Credit Reporting Act\n• Permissible purpose\n• Requirements of users of consumer reports\n• Duties of furnishers of information to a CRA\n• Requirements relating to identity theft. \nUnfair\, Deceptive\, or Abusive Acts or Practices (UDAAP)\n• The FTC Act/Dodd-Frank Act\n• Standards for determining what is unfair\, deceptive\, or abusive.\n• Deceptive acts and practices\n• Abusive acts or practices\n• Managing risks \nFlood Disaster Protection Act\n• Flood insurance eligibility and determination\n• Private Policy requirements and challenges\n• Required notification and acknowledgment.\n• Insurance and escrow requirements\n• Force placed insurance\, penalties\, and liabilities.\n• What examiners look for in a flood exam. \nReg C: Home Mortgage Disclosure Act (HMDA)\n• Requirements\, responsibility\, and reporting\n• Loan application register\n• Setting HMDA audit sampling sizes\n• Discuss common violations.\n• Discuss the expanded data field. \nLearning Objectives After this program\, participants should be able to:\n• Differentiate between an application and an inquiry for disclosure purposes\, describe the eight stages of an application and identify the latest fair lending issues\n• Understand key regulatory provisions of lending rules such as furnishing adverse action notices and FACTA disclosure requirements\n• Calculate flood insurance coverage for residential\, commercial\, and condos using replacement cost value rules\n• Complete a HMDA report and understand the coding rules to determine what transactions are HMDA reportable \nCredit Compliance Part 2 – August 25 \nReg Z: Truth in Lending Act\n• Coverage and exemptions\n• Finance charges\, annual percentage rate and amount financed\n• Adjustable-rate mortgage (ARM) disclosures\n• Mortgage transfer disclosure\n• Right of rescission\n• Higher-priced mortgage loans\n• Homeownership counseling\n• Ability-to-Repay / Qualified Mortgage rules \nReg X: Real Estate Settlement Procedures Act (RESPA)\n• Homeownership counseling\n• General disclosure requirements\n• Restriction of fees\n• Escrow accounts\n• Mortgage servicing and error resolution procedures\n• Early intervention requirements\, continuity of contact\, and loss mitigation procedures \nLearning Objectives After this program\, participants should be able to:\n• Describe the Ability-to-Repay and QM rules\n• Understand the QM exemption rules\n• Identify finance and prepaid charges\, calculations\, APR tolerances\, and payment streams on Truth in Lending disclosures\n• Recognize when kickback provisions expose the bank to penalties\, calculate the initial escrow statement\, and perform an ongoing annual accounting adjustment when there is a funding surplus\, shortage\, or deficit \nCredit Compliance\, Part 3 – August 26 \nHomeowners Protection Act (PMI)\n• Coverage\n• Cancellation and termination\n• Disclosure requirements\n• Civil liabilities \nReg Z: TILA-RESPA Integrated Disclosures\n• Loan estimate\n• Closing disclosure\n• Tolerances \nMilitary Lending Act\n• Coverage\n• Lending limitations / Prohibited practices.\n• MAPR calculation\n• Disclosure requirements \nLearning Objectives After this program\, participants should be able to:\n• Understand the PMI requirements.\n• Review new loan estimates and closing disclosures.\n• Describe the three tolerance thresholds and applicable fees for each.\n• Understand the coverage\, scope\, and requirements for compliance with the Military Lending Act provisions. \nDeposit Compliance – August 27 \nReg D: NOW Eligibility and Reserve Requirements\n• Repeal of the withdrawal restrictions on savings and money market accounts\n• Regulatory minimum and your bank’s early withdrawal penalty\n• What are the reserve requirement rules? How do they impact compliance?\n• Interest-bearing DDA vs. NOW accounts – they’re not quite the same.\n• Interest premium rules – Do they still matter? \nReg E: Electronic Funds Transfer Act\n• Disclosures and notices\n• Resolving error claims\n• Electronic check conversion\n• Customer Education\n• Remote deposit capture\n• Mobile banking\n• Foreign remittance rules\n• Payroll card and gift card rules\n• Examination trends and frequent findings\n• Overdraft Opt-ins \nReg CC: Expedited Funds Availability Act\n• Disclosures and notices\n• Implications of item posting order.\n• Common hold notice errors\n• Check 21\n• Remotely Created Checks \nReg P: Privacy and Information Sharing “Opt-Outs”\n• Reg P rules\n• Model form (01/01/11)\n• Connection with FCRA sharing.\n• Do not market/Do not solicit policies\n• New CFPB annual disclosure rules \nReg S: Right to Financial Privacy\n• Government information requests\n• Reimbursement \nFair Credit Reporting Act/ID Theft “Red Flags”\n• Address discrepancies\n• Credit report alerts\n• Other “red flags”\n• Affiliate marketing\n• Annual report \nReg DD: Truth in Savings Accounts (TISA)\n• Disclosures and notices\n• Unfair\, Deceptive\, or Abusive Acts or Practices (UDAAP)\n• The higher-risk parts of the rules (e.g.\, inconsistent terminology\, products/terms changes)\n• Advertising compliance\n• Common disclosure errors\n• Courtesy Overdraft Programs \nLearning Objectives After this program\, participants should be able to:\n• Identify the information that must be disclosed to deposit account customers.\n• Recognize compliance solutions that can enhance sales and operations processes.\n• Identify and correct deficiencies that might exist in deposit account disclosures; and\n• Understand Truth in Savings (Reg DD) rules.\n• Understand the latest enforcement trends for TISA/Reg DD\, including UDAAP.\n• Demonstrate knowledge of the details and bank-wide impact of selected rules. \nBSA/AML Compliance and Regulatory Panel – August 28 \nBSA\, AML\, and USA Patriot Act\n• Program components/pillars\n• Technical requirements\n• CTR requirements and exemptions\n• CIP and the beneficial ownership final rule\n• Customer due diligence and enhanced due diligence – the 5th Pillar\n• Suspicious activity monitoring\n• OFAC\n• 314(a) searches and 314(b) registration and advantages\n• Core and expanded examination procedures\n• BSA hot topics (medical marijuana\, hemp\, Bitcoin\, beneficial ownership)\n• Recent exam findings and applying lessons learned from enforcement actions \nLearning Objectives After this program\, participants should be able to:\n• Establish a comprehensive BSA/AML program\n• Demonstrate knowledge of the details and bank-wide impact of selected rules \nTCA Compliance Facilitators\nBrian Crow\, CAMS\, Managing Partner and Co-President\nMichelle Strickland\, CRCM\, Managing Partner and Co-President\nMonique Reyna\, CRCM\, Compliance Consultant \nContinuing Education\nABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This series is under review. \nThe IBA is recognized as a continuing professional education sponsor for public accountants by the Illinois Department of Financial and Professional Regulation. Public accountants licensed in the state of Illinois will earn 35 credits of continuing professional education credit for attending the five-part series (7 credits per program). \nHotel Information\nCourtyard – Springfield\n3462 Freedom Drive\nSpringfield\, IL 62704\nHotel: 217-793-5300\nIBA Rate: 20% off the available rate \nPer Person Fee\nIBA Member\nAll five programs: $1\,225\nIndividual program: $265 \nNonmember\nAll five programs: $2\,045\nIndividual program: $445
URL:https://www.tcaregs.com/event/regulatory-compliance-series-2026/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
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