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DTSTART;TZID=America/Chicago:20220516T080000
DTEND;TZID=America/Chicago:20220516T170000
DTSTAMP:20260405T194835
CREATED:20220331T130338Z
LAST-MODIFIED:20220919T171943Z
UID:1543-1652688000-1652720400@www.tcaregs.com
SUMMARY:Compliance School (Virtual) – Co-Sponsored by Virginia Bankers Association & North Carolina Bankers Association
DESCRIPTION:Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2022\, the VBA and NCBA will join together to host the virtual school with a three day Lending track and a one day Deposits track. \nLending Track\nConsumer loan product regulations are more complex and detailed than ever with more significant changes and guidance becoming effective at regular intervals. With greater scrutiny comes higher risk of noncompliance and the likelihood of enforcement action and/or civil money penalties. \nThis program offers a comprehensive discussion of consumer compliance regulations and effective assessment methods. Lenders and compliance officers will be better prepared to effectively audit\, train\, and manage the bank’s compliance lending requirements. \nReg B: Equal Credit Opportunity Act \n\nEqual treatment and fair lending considerations\nApplication stages: inquiries\, incompletes\, withdrawals\, denials\, and approvals\nCollection of government monitoring information\nAdverse action rules and business loan denial options\nNew requirements for providing copies of appraisals and evaluations.\n\nFair Credit Reporting Act \n\nPermissible purpose\nRequirements of users of consumer reports• Duties of furnishers of information to a CRA\nRequirements relating to identity theft.\n\nUnfair\, Deceptive\, or Abusive Acts or Practices (UDAAP) \n\nThe FTC Act/Dodd-Frank Act\nStandards for determining what is unfair\, deceptive or abusive.\nDeceptive acts and practices\nAbusive acts or practices\nManaging risks\n\nFlood Disaster Protection Act \n\nFlood insurance eligibility and determination\nPrivate Policy requirements and challenges\nRequired notification and acknowledgment.\nInsurance and escrow requirements\nForce placed insurance\, penalties and liabilities.\nWhat examiners look for in a flood exam.\n\nReg C: Home Mortgage Disclosure Act (HMDA) \n\nRequirements\, responsibility and reporting\nLoan application register\nSetting HMDA audit sampling sizes\nDiscuss common violations.\nDiscuss expanded data field.\n\nReg Z: Truth in Lending Act \n\nCoverage and exemptions\nFinance charges\, annual percentage rate and amount financed\nAdjustable-rate mortgage (ARM) disclosures\nMortgage transfer disclosure\nRight of rescission\nHigher-priced mortgage loans\nHomeownership counseling\nAbility-to-Repay / Qualified Mortgage rules\n\nReg X: Real Estate Settlement Procedures Act (RESPA) \n\nHomeownership counseling\nGeneral disclosure requirements\nRestriction of fees\nEscrow accounts\nMortgage servicing and error resolution procedures\nEarly intervention requirements\, continuity of contact\, and loss mitigation procedures\n\nHomeowners Protection Act (PMI) \n\nCoverage\nCancellation and termination\nDisclosure requirements\nCivil liabilities\n\nReg Z: TILA-RESPA Integrated Disclosures \n\nLoan estimate\nClosing disclosure\nTolerances\n\nMilitary Lending Act \n\nCoverage\nLending limitations / Prohibited practices\nMAPR calculation\nDisclosure requirements
URL:https://www.tcaregs.com/event/compliance-school-virtual-co-sponsored-by-virginia-bankers-association-north-carolina-bankers-association/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220517T080000
DTEND;TZID=America/Chicago:20220518T170000
DTSTAMP:20260405T194835
CREATED:20220308T132526Z
LAST-MODIFIED:20220919T171838Z
UID:1534-1652774400-1652893200@www.tcaregs.com
SUMMARY:2022 Advanced BSA/AML Academy
DESCRIPTION:Hybrid Delivery Options (select your preference when registering)\nMay 17-18 – IBA Center for Banking Excellence\, Springfield OR Live-Streamed via Zoom 9:00 a.m. – 4:00 p.m. \nBSA/AML is in its 52nd year! This session focuses on the latest changing BSA arena and offers tips and tools to develop and manage an “adequate” and “an effective and reasonably designed” BSA program. A regulator panel and special guest speaker will also be part of this year’s agenda. Receive a training program manual\, an updated FFIEC BSA/AML Examination Manual\, a resource manual (packed with examples\, forms\, templates\, handouts)\, and opportunities to network with peers on current challenges and trends. \nRecap of Major AML/BSA Trends in 2021-2022 Focus on current BSA/AML trends and the regulatory guidance that outlines the responsibility for BSA/ AML compliance. \n2022 Update of BSA Reform and Priorities – National Defense Authorization Act We’ll focus on an update\, discuss the key BSA/AML priorities\, including Terrorist Financing and Proliferation Financing\, as well as recommendations for proactively meeting regulatory expectations. \nFinCEN Updates and Impact of the FFIEC BSA/AML Examination Manual Key update takeaways with a focus on enhancing the banks’ policies\, procedures\, and processes are highlighted. \nPreparing for the BSA/AML Examination – Learning from Recent Enforcement and Audit Findings Often bankers comment that enforcement actions only happen to the big banks. Regulators are encouraging senior management and boards to stay abreast of enforcement actions. We will examine recent consent order(s) with specific BSA violations to share with senior management and includes recommendations and best practices for ongoing preparation and organization for audits and examinations. \nWhat are the Examiners and Auditors BSA/AML Pulse Points? Bankers have the opportunity to share and learn from other bankers what the current hot topics are during recent BSA/AML examinations and audits. \nRevisiting the BSA/AML Compliance Risk Assessment The enhanced focus on using risk assessments to increase AML program effectiveness is consistent with federal and state regulatory priorities. Many of the recent BSA/AML regulatory exam findings cite BSA/AML and OFAC risk assessments lacking detailed analysis to identify risk within the customer base. This session revisits the BSA/AMLrisk assessment process and provides additional insight\, tips\, and recommendations. \nHigh-Risk Products and Services and “Other Illicit Financial Activity” Taking a risk-focused approach to high-risk customers versus “The List” will require additional onboarding and due diligence. This session focuses on best practices for risk-focused high risks as well as other illicit financial activity including cybersecurity\, elder financial exploitation\, and fraud. \nCannabis Banking Update – From Hemp to Delta 8 to Weed Marijuana continues to be one of the key topics in financial institutions with states legalizing medical or recreational marijuana. This session focuses on the key elements for banking and not banking cannabis-related products. \nEmerging Payment Trends and Risks As our banks move to increased online banking services\, the BSA implications will be impacted exponentially. ACH payments are quickly becoming one of the primary means of non-cash payment. This session focuses on best practices in proactively mitigating risks in relation to the increasing changes in the payments arena. \nBanking Virtual and Digital Currency Are you interested in gaining a better understanding of virtual and digital currency This session will focus on information to help understand your institution’s overall exposure or quantify the risks of getting more deeply involved in these businesses? \nEducating the Bank and the Board: Ongoing Learning This session includes practical tips and job aids to assist with ensuring training is more than just a “check in the box.” \nHuman and Wildlife Trafficking Financial institutions that properly identify indicia of human trafficking are critical to law enforcement’s efforts to combat human trafficking. The pandemic aggravated the conditions that lead to human trafficking and can occur in a wide variety of industries. In addition\, the proceeds related to wildlife trafficking are estimated to be between $7 and $23 billion annually. According to FinCEN\, financial institutions play a critical role in “identifying wildlife trafficking and protecting the U.S. financial system from associated illicit finance through compliance with their BSA obligations.” This session highlights key musts and recommendations for identifying and mitigating risks associated with human and wildlife trafficking. \nOFAC and Sanctions Compliance Update FATF is the most important watchdog to deter jurisdictions that may allow money laundering\, terrorist financing\, and other illicit and corrupt activity to go on in their countries. This session focuses on the latest OFAC updates\, how our changing world impacts regulations\, as well as best practices for maintaining OFAC compliance. \nWhat’s Ahead in 2022 – Tips\, Tools\, and Takeaways We wrap up and highlight upcoming proposed rulemaking and key initiatives that are on the horizon for BSA/AML. \nFacilitator\nAs a former banker\, Dianne Barton\, Founder & President of Performance Solutions\, Inc.\, provides a full array of bank-specific learning solutions including leadership and management development\, regulatory and compliance implementations\, retail growth strategies\, sales & service culture development\, strategic planning\, is recognized as “real world solutions” by both regional banks and community banks. \nABA Professional Certifications\nApproved for 14.5 CAFP\, CRCM credits \nFee Per Person\nMembers $505\nNonmembers $875 \nHybrid Event\nllinois
URL:https://www.tcaregs.com/event/2022-advanced-bsa-aml-academy/
LOCATION:Center for Banking Excellence\, 3201 West White Oaks Dr.\, Suite 400\, Springfield\, IL\, 62704\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220523T080000
DTEND;TZID=America/Chicago:20220523T170000
DTSTAMP:20260405T194835
CREATED:20220331T130535Z
LAST-MODIFIED:20220919T171930Z
UID:1544-1653292800-1653325200@www.tcaregs.com
SUMMARY:Compliance School (Virtual) – Co-Sponsored by Virginia Bankers Association & North Carolina Bankers Association
DESCRIPTION:Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2022\, the VBA and NCBA will join together to host the virtual school with a three day Lending track and a one day Deposits track. \nLending Track\nConsumer loan product regulations are more complex and detailed than ever with more significant changes and guidance becoming effective at regular intervals. With greater scrutiny comes higher risk of noncompliance and the likelihood of enforcement action and/or civil money penalties. \nThis program offers a comprehensive discussion of consumer compliance regulations and effective assessment methods. Lenders and compliance officers will be better prepared to effectively audit\, train\, and manage the bank’s compliance lending requirements. \nReg B: Equal Credit Opportunity Act \n\nEqual treatment and fair lending considerations\nApplication stages: inquiries\, incompletes\, withdrawals\, denials\, and approvals\nCollection of government monitoring information\nAdverse action rules and business loan denial options\nNew requirements for providing copies of appraisals and evaluations.\n\nFair Credit Reporting Act \n\nPermissible purpose\nRequirements of users of consumer reports• Duties of furnishers of information to a CRA\nRequirements relating to identity theft.\n\nUnfair\, Deceptive\, or Abusive Acts or Practices (UDAAP) \n\nThe FTC Act/Dodd-Frank Act\nStandards for determining what is unfair\, deceptive or abusive.\nDeceptive acts and practices\nAbusive acts or practices\nManaging risks\n\nFlood Disaster Protection Act \n\nFlood insurance eligibility and determination\nPrivate Policy requirements and challenges\nRequired notification and acknowledgment.\nInsurance and escrow requirements\nForce placed insurance\, penalties and liabilities.\nWhat examiners look for in a flood exam.\n\nReg C: Home Mortgage Disclosure Act (HMDA) \n\nRequirements\, responsibility and reporting\nLoan application register\nSetting HMDA audit sampling sizes\nDiscuss common violations.\nDiscuss expanded data field.\n\nReg Z: Truth in Lending Act \n\nCoverage and exemptions\nFinance charges\, annual percentage rate and amount financed\nAdjustable-rate mortgage (ARM) disclosures\nMortgage transfer disclosure\nRight of rescission\nHigher-priced mortgage loans\nHomeownership counseling\nAbility-to-Repay / Qualified Mortgage rules\n\nReg X: Real Estate Settlement Procedures Act (RESPA) \n\nHomeownership counseling\nGeneral disclosure requirements\nRestriction of fees\nEscrow accounts\nMortgage servicing and error resolution procedures\nEarly intervention requirements\, continuity of contact\, and loss mitigation procedures\n\nHomeowners Protection Act (PMI) \n\nCoverage\nCancellation and termination\nDisclosure requirements\nCivil liabilities\n\nReg Z: TILA-RESPA Integrated Disclosures \n\nLoan estimate\nClosing disclosure\nTolerances\n\nMilitary Lending Act \n\nCoverage\nLending limitations / Prohibited practices\nMAPR calculation\nDisclosure requirements
URL:https://www.tcaregs.com/event/compliance-school-05232022/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220526T080000
DTEND;TZID=America/Chicago:20220526T170000
DTSTAMP:20260405T194835
CREATED:20220331T130619Z
LAST-MODIFIED:20220919T171821Z
UID:1545-1653552000-1653584400@www.tcaregs.com
SUMMARY:Compliance School (Virtual) – Co-Sponsored by Virginia Bankers Association & North Carolina Bankers Association
DESCRIPTION:Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2022\, the VBA and NCBA will join together to host the virtual school with a three day Lending track and a one day Deposits track. \nLending Track\nConsumer loan product regulations are more complex and detailed than ever with more significant changes and guidance becoming effective at regular intervals. With greater scrutiny comes higher risk of noncompliance and the likelihood of enforcement action and/or civil money penalties. \nThis program offers a comprehensive discussion of consumer compliance regulations and effective assessment methods. Lenders and compliance officers will be better prepared to effectively audit\, train\, and manage the bank’s compliance lending requirements. \nReg B: Equal Credit Opportunity Act \n\nEqual treatment and fair lending considerations\nApplication stages: inquiries\, incompletes\, withdrawals\, denials\, and approvals\nCollection of government monitoring information\nAdverse action rules and business loan denial options\nNew requirements for providing copies of appraisals and evaluations.\n\nFair Credit Reporting Act \n\nPermissible purpose\nRequirements of users of consumer reports• Duties of furnishers of information to a CRA\nRequirements relating to identity theft.\n\nUnfair\, Deceptive\, or Abusive Acts or Practices (UDAAP) \n\nThe FTC Act/Dodd-Frank Act\nStandards for determining what is unfair\, deceptive or abusive.\nDeceptive acts and practices\nAbusive acts or practices\nManaging risks\n\nFlood Disaster Protection Act \n\nFlood insurance eligibility and determination\nPrivate Policy requirements and challenges\nRequired notification and acknowledgment.\nInsurance and escrow requirements\nForce placed insurance\, penalties and liabilities.\nWhat examiners look for in a flood exam.\n\nReg C: Home Mortgage Disclosure Act (HMDA) \n\nRequirements\, responsibility and reporting\nLoan application register\nSetting HMDA audit sampling sizes\nDiscuss common violations.\nDiscuss expanded data field.\n\nReg Z: Truth in Lending Act \n\nCoverage and exemptions\nFinance charges\, annual percentage rate and amount financed\nAdjustable-rate mortgage (ARM) disclosures\nMortgage transfer disclosure\nRight of rescission\nHigher-priced mortgage loans\nHomeownership counseling\nAbility-to-Repay / Qualified Mortgage rules\n\nReg X: Real Estate Settlement Procedures Act (RESPA) \n\nHomeownership counseling\nGeneral disclosure requirements\nRestriction of fees\nEscrow accounts\nMortgage servicing and error resolution procedures\nEarly intervention requirements\, continuity of contact\, and loss mitigation procedures\n\nHomeowners Protection Act (PMI) \n\nCoverage\nCancellation and termination\nDisclosure requirements\nCivil liabilities\n\nReg Z: TILA-RESPA Integrated Disclosures \n\nLoan estimate\nClosing disclosure\nTolerances\n\nMilitary Lending Act \n\nCoverage\nLending limitations / Prohibited practices\nMAPR calculation\nDisclosure requirements
URL:https://www.tcaregs.com/event/compliance-school-05262022/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220601T080000
DTEND;TZID=America/Chicago:20220601T170000
DTSTAMP:20260405T194835
CREATED:20220331T130728Z
LAST-MODIFIED:20220919T171801Z
UID:1546-1654070400-1654102800@www.tcaregs.com
SUMMARY:Compliance School (Virtual) – Co-Sponsored by Virginia Bankers Association & North Carolina Bankers Association
DESCRIPTION:Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2022\, the VBA and NCBA will join together to host the virtual school with a three day Lending track and a one day Deposits track. \nDeposits Track\nConsumer deposit products\, services and delivery methods have changed dramatically due to the Dodd-Frank Act. Regulatory amendments and new interpretations have created an extremely complex deposit environment. This program provides a comprehensive discussion on critical deposit account rules and discusses the implications of UDAAP and the subjectivity of enforcement. Compliance officers and personal bankers will be better prepared to identify solutions in the deposit account front-line sales and operations areas. \nReg D: NOW Eligibility and Reserve Requirements \n\nRepeal of the withdrawal restrictions on savings and money market accounts\nRegulatory minimum and your bank’s early withdrawal penalty\nWhat are the reserve requirement rules? How do they impact compliance?\nInterest-bearing DDA vs. NOW accounts – they’re not quite the same.\nInterest premium rules – Do they still matter?\n\nReg E: Electronic Funds Transfer Act \n\nDisclosures and notices\nResolving error claims\nElectronic check conversion\nCustomer education\nRemote deposit capture\nMobile banking\nForeign remittance rules\nPayroll card and gift card rules\nExamination trends and frequent findings\nOverdraft Opt-ins\n\nReg CC: Expedited Funds Availability Act \n\nDisclosures and notices\nImplications of item posting order.\nCommon hold notice errors\nCheck 21\nRemotely Created Checks\n\nReg P: Privacy and Information Sharing “Opt Outs” \n\nReg P rules\nModel form (01/01/11)\nConnection with FCRA sharing\nDo not market/Do not solicit policies.\nNew CFPB annual disclosure rules\n\nReg S: Right to Financial Privacy \n\nGovernment information requests\nReimbursement\n\nFair Credit Reporting Act/ID Theft “Red Flags” \n\nAddress discrepancies\nCredit report alerts\nOther “red flags”\nAffiliate marketing\nAnnual report\n\nReg DD: Truth in Savings Accounts (TISA) \n\nDisclosures and notices\nUnfair\, Deceptive\, or Abusive Acts or Practices (UDAAP)\nThe higher-risk parts of the rules (e.g.\, inconsistent terminology\, products/terms changes)\nAdvertising compliance\nCommon disclosure errors\nCourtesy Overdraft Programs
URL:https://www.tcaregs.com/event/compliance-school-06012022/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220909T083000
DTEND;TZID=America/Chicago:20220909T160000
DTSTAMP:20260405T194835
CREATED:20220822T154556Z
LAST-MODIFIED:20220919T171742Z
UID:1626-1662712200-1662739200@www.tcaregs.com
SUMMARY:All-Day BSA
DESCRIPTION:Speakers & Topics :\n\nBSA/AML Reform – What has Changed and What’s on the Horizon?\n\nRobin Guthridge\, Director\, Wipfli LLP\n\n\n\n\n\nLaw Enforcement Update\, SARs and Fraud\n\nJennifer French\, Senior Financial Investigator\, Madison Associates\, Inc.\n\n\n\n\n\nBSA/AML Risk Assessment\n\nBrian Arrington\, BSA/AML Examiner\, Federal Reserve Bank of Richmond\nJohn McVoy\, Director of Financial Crimes Risk Management\, Heartland Financial\n\n\n\n\n\nRapid Fire Q&A send questions in advance to Speaker Questions\n\nBrian Crow\, Managing Partner & Co-President\, TCA\nRobin Guthridge\, Director\, Wipfli LLP\nHelen Touchton\, Independent Compliance Consultant\n\n\n\n\n\nCyber Events\n\nBrian Crow\, Managing Partner & Co-President\, TCA\n\n\n\n\n\nSanctions Environment with Russia\n\nTara Dziengel\, SVP Global Head of Anti-Money Laundering\, Northern Trust\nJamie Gathing\, VP Compliance Manager\, Northern Trust\n\n\n\n\n\nEnforcement Action Update\n\nJohn Geiringer\, Partner\, Barack Ferrazzano Financial Institutions Group\n\n\n\n\nRegistration and Breakfast begins at 7:45 am\nSession runs from 8:45 am to 4:00 pm \n\nLast day of registration is end of business on September 6\, 2022 \nAs a reminder\, CCA no longer accepts cash or checks as payment for meetings or membership dues. Payment is only accepted in advance by debit or credit card via our website. Registration for meetings or membership will not be considered complete without prepayment. CCA is no longer able to invoice for events and entry will be denied if payment has not been received. Payment can be made in advance using a debit or credit card via CCAs PayPal page. Failure to pay in advance may result in removal of registration for the event. \nSpeakers and Topics may be subject to change. \nThis session has been approved for 6.5 CRCM credits\, ACAMS credits are pending. \nThis session is not to be recorded electronically without written permission from the Chicagoland Compliance Association and all speakers. materials and opinions shared from the speakers are not necessarily those of the organization they represent and therefore\, unless otherwise indicated\, should be assumed personal and not indicative of any implied liability or accountability back to the respective organization. \nReservation cancellations received by the CCA after the registration deadline of September 6\, 2022 will not receive a refund.  \nBy registering for the event\, the registrant agrees to adhere to Drury Lane and/or City of Oakbrook Terrace COVID requirements at the time of the event. \nIf after registering you do not see the “Thank You” page or you do not receive a confirmation email within two days\, then your registration has not been received. Please email the CCA. \nIf you are unsure if your institution is a CCA member\, please check here first. There will be no refunds in the event of an overpayment.  \nClick here to register for the event. 
URL:https://www.tcaregs.com/event/all-day-bsa/
LOCATION:Drury Lane Theatre\, 100 Drury Ln\, Oakbrook Terrace\, IL\, 60181\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/chicagoland-compliance-association.jpg
ORGANIZER;CN="Chicagoland Compliance Association":MAILTO:ccai@chicagolandcompliance.org <ccai@chicagolandcompliance.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220919T080000
DTEND;TZID=America/Chicago:20220923T170000
DTSTAMP:20260405T194835
CREATED:20220308T133614Z
LAST-MODIFIED:20220919T171558Z
UID:1536-1663574400-1663952400@www.tcaregs.com
SUMMARY:2022 Regulatory Compliance Series
DESCRIPTION:Participation Options \n\nIBA Center for Banking Excellence\, Springfield\nLive Streamed Via Zoom\n\nSessions \n\nProgram 1 – September 19 – Credit Compliance\, Part 1\nProgram 2 – September 20 – Credit Compliance\, Part 2\nProgram 3 – September 21 – Credit Compliance\, Part 3\nProgram 4 – September 22 – Deposit Compliance\nProgram 5 – September 23 – BSA/AML Compliance & Regulators’ Forum\n\nFacilitators: Programs 1\, 2\, and 3 \n\nMichelle Strickland\, CRCM\, is managing partner and co-president at TCA. Her banking background includes consumer\, residential\, and secondary market loan processing\, and most recently at a large Indiana bank\, responsibility for loan servicing\, commercial loan processing\, and documentation\, and residential and consumer loan processing and documentation.\nMonique Reyna\, CRCM\, is a compliance consultant at TCA with more than 25 years of lending experience. During her early banking career\, she held positions in processing\, underwriting\, closing\, post-closing\, and servicing. Prior to joining TCA\, she served as senior vice president of lending overseeing regulatory compliance within the lending department\, including developing bank policies and procedures\, conducting internal compliance reviews\, and providing staff training.\n\nFacilitator: Programs 4 and 5 \n\nBrian Crow\, CAMS\, managing partner and co-president at TCA\, is a nationally recognized expert of Reg E and BSA/AML. He is an education consultant for the Glia Group BOL Learning Connect program\, conducting webinars that cover Visa/MasterCard chargebacks\, debit card compliance\, and fraud prevention. Crow was recognized as a Bankers Online Guru in 2011.\n\nAttendee Profile\nCompliance Officers and Managers\, Consumer Lenders\, Residential Real Estate Lenders\, Personal and Retail Bankers\, Operations Officers\, Legal Counsel\, Auditors\, and Cashiers \nPer Person Fee\nIBA Member\nAll five programs: $1\,225\nIndividual program: $265 \nNonmember\nAll five programs: $2\,045\nIndividual program: $445 \nHybrid Event\nllinois
URL:https://www.tcaregs.com/event/2022-regulatory-compliance-series/
LOCATION:Center for Banking Excellence\, 3201 West White Oaks Dr.\, Suite 400\, Springfield\, IL\, 62704\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20220920T100000
DTEND;TZID=America/Chicago:20220921T180000
DTSTAMP:20260405T194835
CREATED:20220822T160320Z
LAST-MODIFIED:20220919T171528Z
UID:1630-1663668000-1663783200@www.tcaregs.com
SUMMARY:BOL Operations Compliance Triage
DESCRIPTION:Conference – TUESDAY – WEDNESDAY \, September 20 – 21\, 2022 \n\n\n\n\n\n\n\n\n\n\n\n\nTUESDAY\, SEPTEMBER 20\, 2022\nDay 1\n\n\n\nCENTRAL TIME\n\nSESSION\n\n\n\n9:00 – 10:00\nWelcome and Discussion of our Changing Landscape\n\n\n10:00 – 10:10\nBREAK\n\n\n10:10 – 11:00\nKeeping current on overdrafts and fees\n\n\n11:00 – 11:10\nBREAK\n\n\n11:10 – 12:00\nFair Banking with a UDA(A)P Hammer\n\n\n12:00 – 1:00\nLUNCH\n\n\n1:00 – 2:00\nBSA Update\n\n\n2:00 – 2:10\nBREAK\n\n\n2:10 – 3:00\nReg E\, EFT\, P2P – Problems and Solutions\n\n\n3:00 – 3:10\nBREAK\n\n\n3:10 – 4:30\nPanel Discussion–Q and A\n\n\n\nAdjourn – See you tomorrow!\n\n\n\n\n\n\n\n\n\nWEDNESDAY\, SEPTEMBER 21\, 2022\nDay 2\n\n\n\nCENTRAL TIME\n\nSESSION\n\n\n\n9:00 – 9:30\nNonresident Alien Interest Reporting – Disaster Management\n\n\n9:30- 10:00\nIndividual Retirement Account Issues and Changes\n\n\n10:00 – 10:10\nBREAK\n\n\n10:10- 11:00\nRegulation CC Holds\n\n\n11:00 – 11:10\nBREAK\n\n\n11:10 – 12:00\nChecks-Returns\, Liabilities and Fraud\n\n\n12:00 – 1:00\nLUNCH\n\n\n1:00 – 2:00\nAvoiding Common Violations\n\n\n2:00 – 2:10\nBREAK\n\n\n2:10 – 3:00\nACH odds and ends\n\n\n3:00 – 3:10\nBREAK\n\n\n3:10 – 3:45\nLegal Paperwork\, Court Ordered Accounts\, Power of Attorneys\n\n\n\n3:45 – 4:30\nDiscussion–Q and A\n\n\n\nAdjourn – Thank you for attending!\n\n\n\n\n\n\n\nWelcome and Discussion of our Changing Landscape – During our welcome session we will cover where we left off from last year. What has happened in the Deposit Operations area and what are our major concerns in 2022. A special look at online account opening the good\, the bad and the ugly. Learn how to set up accounts online. \nKeeping current on overdrafts and fees – What are banks and credit unions doing about overdrafts and overdraft fees? Use of available balances for authorizations and triggering overdrafts has prompted regulators’ concerns\, and some institutions have made changes. Depositor suits over multiple OD fees for a single item have made us realize that the required Reg. DD disclosures are not enough anymore. The Bureau has taken a broad swipe at “junk fees” everywhere\, but it’s clear it’s targeting financial institutions. How can we navigate such choppy seas? \nNonresident Alien Interest Reporting – Disaster Management – Most financial institutions are out of compliance on nonresident alien interest reporting and W-8BENs. Learn how to complete the W-8BEN and how we report interest for those countries in the tax exchange program. Why we need a Foreign Taxpayer Identification Number and what we do if we don’t have it. Learn the difference between Customer Identification Programs and interest reporting. \nIndividual Retirement Account Issues and Changes – New life expectancy tables\, death issues and pending legislation make IRAs a hot spot. Do you know what to do when someone dies on an IRA? If you don’t then you can make many errors which can be costly to your institution. SECURE Act 2.0 is pending in Congress and would increase RMDs to 75. Learn more during this session. \nRegulation CC holds – Can banks be fined for violating Regulation CC? Of course they can! But how about penalizing the people making the decisions? The OCC has fined a bank’s president when his bank violated Reg CC by placing holds on ACH deposits. The Federal Reserve and the CFPB continue to kick the can down the road on bringing the regulation up to date and making remote-deposited and mobile-deposited checks subject to the funds availability requirements of the regulation. We’ll take a look at what’s happening and offer ideas for making Reg CC holds compliance a little easier \nPanel Discussion–Q and A – Q and A session. The instructors take the questions submitted that day for discussion. \nFair Banking with a UDA(A)P Hammer – In March the CFPB provided banks with an early warning. We’ve had fair lending for loan products for a lifetime but a common answer to discrimination questions on the deposit side of the bank is that there is no equivalent to fair lending for deposits. But many of us have preached that “fair banking” is the right mindset. The CFPB has said that even unintentional discriminatory practices on the deposit side can be cited as an unfair practice. That’s the “U” in UDA(A)P and it’s the hammer that can beat you. We’ll nail down some preemptive practices so fair banking can be added to your compliance mindset. \nBSA Update – YBeneficial ownership update and coverage of the new national database. When is it coming? What do customers have to do? This session will cover other fast breaking BSA issues from CTRs to Cyber Crimes. Learn more about today’s BSA. \nReg E\, EFT\, P2P – Problems and Solutions – Reg E continues to be an issue at many banks. The CFPB has updated a Compliance Aid in the form of FAQs. While it doesn’t have the force of the Reg\, it might as well. If your bank isn’t understanding the FAQs\, claims may be handled incorrectly and noncompliance can cost way more than paying claims even when you feel it’s not what Reg E intended. Let’s look at some claims and claims practices and understand the bank’s responsibilities. \nChecks 2.0 – During this session a myriad of check issues will be covered such as forgery\, alterations\, forged endorsements. Timing and coding of return items and how it all can go sideways. Learn who eats the check from one of the industry experts. \nAvoiding Common Violations – Do you know what the common violations in Operations are? You should. Your examiner does. And more\, the examiner will look specifically for them. Why – because there is a strong possibility that if other banks have these problems\, yours will. Not having those same issues is a plus as it can demonstrate attention to detail and leads them to see yours as a sound compliance program. This session will review the common compliance violations we are hearing about so you can learn from the mistakes of others. \nACH odds and ends – How long do you have to return an ACH check conversion entry if there was a stop payment in effect on the check when the ACH entry was posted? Is there anything you can do if you missed the stop and your customer missed the 60-day cutoff? What can you do if a consumer claims there are 12 unauthorized $150 ACH debits that are three years old on her account\, and you have to refund the first three under Regulation E’s rules? Have you seen an increase in Same Day ACH transactions as an ODFI or RDFI? How has your bank or credit union addressed the increased risk that comes with the new larger Same Day entries since March\, when the cap went from $100\,000 to $1 million per entry? \nLegal Paperwork\, Court Ordered Accounts\, Power of Attorneys – There is a high cost to mismanagement of legal paperwork. Adding signers to fiduciary accounts\, not understanding what the fiduciary can do or not do\, small estate affidavits and the variations in state laws on all these issues. Make sure you understand the risk of managing these accounts. \nDiscussion Panel – Q & A – Fascinating discussion of Hot Topics by industry experts. Your questions and the industry expert responses. \n  \n\n \nIn addition\, we encourage you to submit questions prior to the conference and we will do our best to incorporate the answers into the program. Simply email your questions to requests@bolconferences.com. Of course\, we’ve also set aside time to answer your questions during the conference . \nWe’ll be monitoring operational compliance developments to bring you the up-to-the-minute information and guidance that you need.
URL:https://www.tcaregs.com/event/bol-operations-compliance-triage/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-operations-complaince-triage.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20221004T133000
DTEND;TZID=America/Chicago:20221004T153000
DTSTAMP:20260405T194835
CREATED:20220822T161515Z
LAST-MODIFIED:20220919T171405Z
UID:1633-1664890200-1664897400@www.tcaregs.com
SUMMARY:Visa & Reg E Error Resolution
DESCRIPTION:Course description\n\n\n\n\n\nChange creates compliance risk. The methods for processing electronic funds transfers continues to evolve. Mobile applications\, digital wallets\, tokenization all can be used to access your customers’ debit cards. Correctly applying both Regulation E investigation requirements and the Visa chargeback rules to your claim can present financial and compliance risk to your institution if you get it wrong. \nVisa chargeback procedures outline what is required of the card issuer\, merchant\, and cardholder should a dispute arise between a cardholder and a merchant\, or if a card is used fraudulently. However\, these rules can often create confusion as to how they should be applied to the dispute that crosses your desk. Regulation E applies to many cardholders’ disputes\, and its provisions often differ from Visa’s chargeback procedures. That can leave us wondering how long we have to complete an investigation\, when to provide provisional credit\, and when to ask a cardholder to contact the merchant before accepting their dispute. \nIn this fast-paced webinar we will compare and contrast Visa Operating Rules with Regulation E investigation and liability requirements. We will explore the chargeback codes that are available for the various scenarios that arise and discuss which claims are covered under Reg E and which are not. Several real-world examples will be included. These case studies will aid the listener in making critical decisions when applying Mastercard rules to assist customers and protect the issuer’s bottom line. \nIn this two-hour session\, Brian will cover: \n\nVisa chargeback process updates\nZero Liability coverage vs. Reg E liability schedule\nCFPB Reg E FAQs\nBusiness debit cards\nProper handling of a chargeback when Regulation E also applies\nReg E investigation tips\nEnforcement Actions relating to Regulation E investigation procedures\nDispute resolution procedures\n\nWritten materials will be provided for the listener to refer to during the presentation. \nWHO SHOULD ATTEND: \nFront line staff tasked with accepting customer disputes \nChargeback processors\, auditors\, compliance officers
URL:https://www.tcaregs.com/event/visa-reg-e-error-resolution/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-learning.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20221006T133000
DTEND;TZID=America/Chicago:20221006T153000
DTSTAMP:20260405T194835
CREATED:20220822T161845Z
LAST-MODIFIED:20220919T171342Z
UID:1634-1665063000-1665070200@www.tcaregs.com
SUMMARY:Mastercard & Reg E Error Resolution
DESCRIPTION:Course description\n\n\n\n\n\nChange creates compliance risk. In July 2020 Mastercard revised the arbitration process for more complex claims. Institutions that do not understand the new requirements could end up paying claims that they are not required to or fail to obtain credit from the merchant resulting in unnecessary losses. Knowing what information is needed to successfully recover funds via the chargeback process\, but not run afoul of our investigation obligations under Reg E is a delicate tightrope. \nMastercard chargeback procedures outline what is required of the card issuer\, merchant\, and cardholder should a dispute arise between a cardholder and a merchant\, or if a card is used fraudulently. However\, these rules can often create confusion as to how they should be applied to the dispute that crosses your desk. Regulation E applies to many cardholders’ disputes\, and its provisions often differ from Mastercard’s chargeback procedures. That can leave us wondering how long we have to complete an investigation\, when to provide provisional credit\, and when to ask a cardholder to contact the merchant before accepting their dispute. \nIn this fast-paced webinar we will compare and contrast Mastercard Operating Rules with Regulation E investigation and liability requirements. We will explore the chargeback codes that are available for the various scenarios that arise and discuss which claims are covered under Reg E and which are not. Several real-world examples will be included. These case studies will aid the listener in making critical decisions when applying Mastercard rules to assist customers and protect the issuer’s bottom line. \nIn this two-hour session\, Brian will cover: \n\nMastercard chargeback process updates\nZero Liability coverage vs. Reg E liability schedule\nCFPB Reg E FAQs\nBusiness debit cards\nProper handling of a chargeback when Regulation E also applies\nReg E investigation tips\nEnforcement Actions relating to Regulation E investigation procedures\nDispute resolution procedures\n\nWritten materials will be provided for the listener to refer to during the presentation. \nWHO SHOULD ATTEND: \nFront line staff tasked with accepting customer disputes \nChargeback processors\, auditors\, compliance officers
URL:https://www.tcaregs.com/event/mastercard-reg-e-error-resolution-2/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-learning.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20221018T100000
DTEND;TZID=America/Chicago:20221018T150000
DTSTAMP:20260405T194835
CREATED:20220822T204830Z
LAST-MODIFIED:20220919T171320Z
UID:1635-1666087200-1666105200@www.tcaregs.com
SUMMARY:IBA Fall Compliance Forum
DESCRIPTION:New in 2022\, the IBA’s Fall Compliance Forum provides an opportunity for bankers to meet in person and examine pressing issues constructively\, exchange ideas\, and share solutions among colleagues in a comfortable and professional environment. The agenda will provide timely updates on a variety of topics for you to take to your bank. \nThis page will be updated as facilitator and other details are confirmed. \nAudience\nCompliance Officers\, Risk Managers\, and Auditors \nFee Per Person\nIBA Member $265\nNonmember $445 \n\n\n\n\n\n\n\n\n\n\n\n\n\n \n\n\n\n \n\nThe Regency Conference Center  400 Regency Park\nO Fallon\, IL 62269-1886Map & Directions
URL:https://www.tcaregs.com/event/iba-fall-compliance-forum/
LOCATION:The Regency Conference Center\, 400 Regency Park\, O Fallon\, IL\, 62269-1886\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20221025T081500
DTEND;TZID=America/Chicago:20221026T150000
DTSTAMP:20260405T194835
CREATED:20220919T172736Z
LAST-MODIFIED:20220919T173141Z
UID:1649-1666685700-1666796400@www.tcaregs.com
SUMMARY:Advanced Compliance Workshop
DESCRIPTION:Compliance is one the most important and most complex functions in banking. Make sure you’re on top of your game. This in-depth workshop is specifically designed for experienced compliance professionals who require the most up-to-date information affecting bank compliance\, taught by the leading experts. Plus\, you’ll have plenty of opportunity to learn from and network with your counterparts from across the state. Please note attendees should have at least one year of compliance experience and/or have attended the basic compliance school. \nPresenter\nJerod Moyer – Banker’s Compliance Consulting. Jerod is the leader of Banker’s Compliance Consulting’s training productions. He is a Certified Regulatory Compliance Manager (CRCM) and Bankers Online Guru.\nBrian Crow – TCA. Brian Crow is a nationally-recognized BSA/AML expert with a strong bank compliance management background and a welcome ability to provide focused educational support to TCA client banks. \nRegistration Fee\nMember: $525\nEach additional person from the same bank: $450\nQualified Non-Member: $950 \nDate & Times\nOctober 25\, 2022\nCheck in: 8:15\n9:00 – 4:30\n4:30 – 5:30 Social Hour on Tuesday evening \nWorkshop Agenda\nTuesday\, October 25\n8:15 – 9:00 a.m.   Check-in\n9:00 – 10:00 a.m.   Reg E\n10:00 – 11:00 a.m.  BSA\n11:10 – 11:45 a.m.  Minnesota State Statutes\n11:45 – 12:30 p.m.  Lunch\n12:30 – 1:45 p.m.   Fair Lending\n1:55 – 3:25 p.m.   Overdraft\n3:35 – 4:20 p.m.   Compliance Auditor Panel\n4:30 – 5:30 p.m.   Social Hour \nWednesday\, October 26\n8:30 – 11:15 a.m.      ECOA 1071\n11:15 – 11:45 a.m.            Q & A\n11:45 – 12:30 p.m.     Lunch\n12:30 – 3:00 p.m.      HMDA (optional)
URL:https://www.tcaregs.com/event/advanced-compliance-workshop/
LOCATION:Mayo Clinic Heath Systems Event Center\, One Civic Center Plaza\, Mankato\, MN\, 56001\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/minnesota-bankers.jpg
ORGANIZER;CN="Minnesota Bankers Association":MAILTO:mba@minnbankers.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20221109T130000
DTEND;TZID=America/New_York:20221109T153000
DTSTAMP:20260405T194835
CREATED:20221017T145953Z
LAST-MODIFIED:20221017T145953Z
UID:1657-1667998800-1668007800@www.tcaregs.com
SUMMARY:Anti-Money Laundering Model Risk Management
DESCRIPTION:The 2020 AML Act encourages financial institutions to explore innovative solutions for suspicious activity monitoring. Many institutions either are already or are considering automated solutions to aid in this process. However\, in spite of what a salesperson may tell you\, these systems are not “plug and play.” Guidance from regulators make it clear that financial institutions are expected to evaluate monitoring parameters\, risk rating methodologies\, and OFAC filtering models to ensure that they are calibrated based on your unique risk profile. Recently\, a community bank was fined $8 million for missing suspicious activity in part due to misuse of its automated system. In this session we will cover the requirements of developing and maintaining a suspicious activity monitoring model. \nAs financial crimes grow in complexity\, the systems needed to monitor\, identify\, and report suspicious activity must keep pace. The key to a compliance BSA Program is developing adequate policies\, procedures\, and processes for model risk management\, periodic testing of the system to ensure that data feeds are working\, and evaluation of the model’s performance to ensure outcomes are generated as expected. \nWhen considering which vendor to utilize\, financial institutions should carefully evaluate the system’s capabilities and compare those to the institution’s needs. System limitations may necessitate that some customers and transactions are still monitored manually or require separate monitoring systems/ The process for selecting the right vendor for your institution is just as important as managing the software once it is implemented. \nThe most common frustration with model risk management is the volume of alerts systems can generate. Proper evaluation and calibration of parameters is necessary to ensure that you are not missing suspicious activity because the model is too narrowly defined\, but also that you mitigate the risk of missing suspicious activity because the model is so broad that you cannot keep up with the volume of false alerts. \nIn this two-hour session\, Brian will cover: \n\nModel Development\nModel Governance\nModel Risk Assessment\nPreparing a gap analysis\nData Integrity Analysis\nParameter testing\nModel Validation\n\nWritten materials will be provided for the listener to refer to during the presentation. \nWHO SHOULD ATTEND: \nBSA Officer\, BSA Analysts\, BSA Auditors
URL:https://www.tcaregs.com/event/anti-money-laundering-model-risk-management/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-learning.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20221117T073000
DTEND;TZID=America/New_York:20221117T163000
DTSTAMP:20260405T194835
CREATED:20221031T120523Z
LAST-MODIFIED:20221031T120523Z
UID:1667-1668670200-1668702600@www.tcaregs.com
SUMMARY:Chicagoland Compliance Annual Conference - 2022
DESCRIPTION:ANNUAL CONFERENCE\n\nNOVEMBER 17 @ 7:30 AM – 4:30 PM CST\n\n\n\nCost:\nMembers: $165\nNon-members: $265\nBreakfast and lunch are included. Please indicate any dietary restrictions on your Registration. \nAn opportunity to have a day away from the office to recharge your batteries and network with fellow compliance professionals. Hear knowledgeable presenters speak on a variety of compliance-related topics and network with vendors and not for profit agencies in our vendor area. \nPlease send any questions you have for our speakers\, in advance to: Speaker Questions. \nSpeakers & Topics :\n  \n\nCMS Best Practices\, Common Audit Findings & New Areas of Risk\n\nBrian Crow\, Managing Partner & Co-President\, TCA\n\n\n\n\n\nFlood and New Interagency FAQs\n\nSara McGinnis\, Director\, CrossCheck Compliance\n\n\n\n\n\nFair Credit Reporting Act Hot Topics\n\nLisa DeLessio\, Partner\, Hudson Cook LLP\n\n\n\n\n\nLunch – Climate Change\n\nTim Joyce\, Meteorologist\, WGN-TV\n\n\n\n\n\nAdd-on Products/Services and Junk Fees\n\nKathy Enbom\, Principal\, Wipfli LLP\n\n\n\n\n\nRegulatory Update and Enforcement Actions\n\nMarc Franson\, Partner\, Chapman and Cutler LLP\n\n\n\n\n\nThird Party Risk\n\nJill Czerwinski\, Principal\, Crowe LLP\n\n\n\n\nRegistration and Breakfast begins at 7:30 am\nSession runs from 8:30 am to 4:30 pm \nAttendees are advised to arrive before 8:00 am \n\nLast day of registration is end of business on November 11\, 2022. \nAs a reminder\, CCA no longer accepts cash or checks as payment for meetings or membership dues. Payment is only accepted in advance by debit or credit card via our website. Registration for meetings or membership will not be considered complete without prepayment. CCA is no longer able to invoice for events and entry will be denied if payment has not been received. Payment can be made in advance using a debit or credit card via CCAs PayPal page. Failure to pay in advance may result in removal of registration for the event. \nVendor booth opportunities are still available. Please contact Robin Guthridge for more information. \nSpeakers and Topics may be subject to change. \nThis session has been approved for 5.5 CRCM credits. \nThis session is not to be recorded electronically without written permission from the Chicagoland Compliance Association and all speakers. materials and opinions shared from the speakers are not necessarily those of the organization they represent and therefore\, unless otherwise indicated\, should be assumed personal and not indicative of any implied liability or accountability back to the respective organization. \nReservation cancellations received by the CCA after the registration deadline of November 11\, 2022 will not receive a refund.  \nBy registering for the event\, the registrant agrees to adhere to Drury Lane and/or City of Oakbrook Terrace COVID requirements at the time of the event. \nIf after registering you do not see the “Thank You” page or you do not receive a confirmation email within two days\, then your registration has not been received. Please email the CCA. \nIf you are unsure if your institution is a CCA member\, please check here first. There will be no refunds in the event of an overpayment.  \nClick here to register.
URL:https://www.tcaregs.com/event/chicagoland-compliance-annual-conference-2022/
LOCATION:Drury Lane Theatre\, 100 Drury Ln\, Oakbrook Terrace\, IL\, 60181\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/chicagoland-compliance-association.jpg
ORGANIZER;CN="Chicagoland Compliance Association":MAILTO:ccai@chicagolandcompliance.org <ccai@chicagolandcompliance.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20230918T080000
DTEND;TZID=America/Chicago:20230922T170000
DTSTAMP:20260405T194835
CREATED:20230915T115233Z
LAST-MODIFIED:20230915T115233Z
UID:1916-1695024000-1695402000@www.tcaregs.com
SUMMARY:2023 Regulatory Compliance Series
DESCRIPTION:Monday\, September 18\, 2023 – Friday\, September 22\, 2023  \n\n\n\n\n\n\n\n\n\nHybrid Delivery Options (select your preference when registering) \nIBA Center for Banking Excellence\, Springfield OR Live Streamed \nThis comprehensive series provides an overall deep understanding of the complexities of regulatory compliance and how they apply to everyday situations. New and seasoned team members will diminish the complex nature of regulatory compliance after attending this program. View Flyer \nSessions \n\nProgram 1 – September 18 – Credit Compliance\, Part 1\nProgram 2 – September 19 – Credit Compliance\, Part 2\nProgram 3 – September 20 – Credit Compliance\, Part 3\nProgram 4 – September 21 – Deposit Compliance\nProgram 5 – September 22 – BSA/AML Compliance & Regulators’ Forum\n\nFacilitators: Programs 1\, 2\, and 3 \n\nMichelle Strickland\, CRCM\, is managing partner and co-president at TCA. Her banking background includes consumer\, residential\, and secondary market loan processing\, and most recently\, with a large Indiana bank\, responsible for loan servicing\, commercial loan processing\, and documentation\, and residential and consumer loan processing and documentation.\nMonique Reyna\, CRCM\, is a compliance consultant at TCA with more than 25 years of lending experience. During her early banking career\, she held positions in processing\, underwriting\, closing\, post-closing\, and servicing. Prior to joining TCA\, she served as senior vice president of lending overseeing regulatory compliance within the lending department\, including developing bank policies and procedures\, conducting internal compliance reviews\, and providing staff training.\n\nFacilitator: Programs 4 and 5  \n\nBrian Crow\, CAMS\, managing partner and co-president at TCA\, is a nationally recognized expert of Reg E and BSA/AML. He is an education consultant for the Glia Group BOL Learning Connect program\, conducting webinars that cover Visa/MasterCard chargebacks\, debit card compliance\, and fraud prevention. Crow was recognized as a Bankers Online Guru in 2011.\n\nContinuing Education\nABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. The Regulatory Compliance Series has been approved for 8 CAFP\, and 40 CRCM credits. Credit Breakdown: Program 1-CRCM 8 credits\, Program 2-CRCM 8 credits\, Program 3-CRCM 8 credits\, Program 4-CRCM 8 credits\, and Program 5-CAFP\, CRCM 8 credits. This statement is not an endorsement of this program or its sponsor. \nThe IBA is recognized as a public accountant continuing professional education sponsor by the Illinois Department of Financial and Professional Regulation. Public accountants licensed in the state of Illinois will earn 35 credits of continuing professional education credit for attending the five-part series (7 credits per program). \nAudience\nCompliance Officers and Managers\, Consumer Lenders\, Residential Real Estate Lenders\, Personal and Retail Bankers\, Operations Officers\, Legal Counsel\, Auditors\, and Cashiers \nHotel Information\nCourtyard – Springfield\n3462 Freedom Drive\nSpringfield\, IL 62704\nHotel: 217-793-5300\nIBA Rate: 15% off the available rate \nPer Person Fee\nIBA Member\nAll five programs: $1\,225\nIndividual program: $265 \nNonmember\nAll five programs: $2\,045\nIndividual program: $445
URL:https://www.tcaregs.com/event/2023-regulatory-compliance-series/
LOCATION:Center for Banking Excellence\, 3201 West White Oaks Dr.\, Suite 400\, Springfield\, IL\, 62704\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20231005T083000
DTEND;TZID=America/Chicago:20231005T160000
DTSTAMP:20260405T194835
CREATED:20230915T115900Z
LAST-MODIFIED:20230915T115900Z
UID:1917-1696494600-1696521600@www.tcaregs.com
SUMMARY:2023 Chicagoland Compliance Annual Conference
DESCRIPTION:2023 CCA ANNUAL CONFERENCE\n\nOCTOBER 5 @ 8:30 AM – 4:00 PM CDT\n\n\n\nCost:\nMembers: $180\nNon-members: $225\nBreakfast and lunch are included. Please indicate any dietary restrictions on your Registration. \nAn opportunity to have a day away from the office to recharge your batteries and network with fellow compliance professionals. Hear knowledgeable presenters speak on a variety of compliance-related topics and network with vendors and not for profit agencies in our vendor area. Don’t forget to bring those business cards for networking and raffles! \nThis session has been approved for 7.25 CRCM\, 5.5 CERP\, 2.25 CAFP credits and certain courses may be CAMS eligible. \nPlease send any questions you have for our speakers\, in advance to: Speaker Questions. \nSpeakers & Topics :\n\nAppraisal Bias: Issues\, Challenges and Risk Mitigation\nThe session will discuss appraisal bias in residential transactions\, the PAVE report\, investigations of HUD cases\, and how to reduce appraisal bias risks.  \n\nYana Karnaukhov\, Compliance Center Director\, HUD\n\n\n\n\n\nTrends in Check and Electronic Payments Fraud\nFraudsters continue to develop new techniques\, which often leads to the financial institution taking losses to reimburse customers. In this session we will examine the latest fraud trends in checks and in electronic payments such as Zelle\, Cash App and Venmo and discuss strategies for loss mitigate. We will also consider the regulatory requirements that dictate when we must reimburse our customers and what recovery options are available.\n  \n\nBrian Crow\, Managing Partner & Co-President\, TCA\n\n\n\n\n\nCompliance Agility: Keeping up with Regulators\, Changes and Risks\nThis panel will provide tips on being agile and keeping up with emerging risks\, current events\, regulatory changes\, and regulator expectations at their institution and for their overall Compliance Management System.  \n\nJoel Ramos\, EVP and Chief Compliance Officer\, Busey Bank\nDeitra Jackson\, SVP Head of North America Banking and Custody Compliance\, Northern Trust\n\n\n\n\n\nLunch – Regulatory Update and Enforcement Actions\nThis session will cover regulatory changes impacting banks\, as well as review recent enforcement actions and go over any conclusions drawn from them.  \n\nBrent McCauley\, Partner\, Barack Ferrazzano Financial Institutions Group\n\n\n\n\n\nCompliance Investigations\, Complaint Trending\, and Social Media Compliance\nKey considerations for conducting compliance related investigations\, analyzing complaints for further investigation\, and monitoring social media for compliance issues.  \n\nLiza Warner\, Partner\, CrossCheck Compliance\nKaren Cullen\, SVP-Legal\, Risk and Compliance\, Landmark Credit Union \n\n\n\n\n\nHot Topics for BSA/AML\nThis session will cover the latest hot topics affecting BSA/AML risk management. The presentation will touch upon regulatory expectations for utilization of AI technologies\, exam priorities and exam readiness\, and the increased focus on fraud issues.  \n\nJohn McVoy\, SVP Director of Financial Crimes Risk Management\, HTLF\n\n\n\n\n\nWhen Does Targeted Marketing Become Digital Redlining?\nThis session will discuss laws\, regulations\, and risks relevant to discrimination in online marketing\, including the Equal Credit Opportunity Act and its implementing Regulation B; the Fair Housing Act; prohibitions on UDAAP; and reputation risk. Financial institutions – including their marketing teams – that use digital channels to market to existing and potential clients must be aware of these requirements and risks to avoid discrimination.  \n\nDenise Banks\, Chief Compliance Officer\, CIBC Bank USA\nDawanda Lomax\, US Head of Fair & Responsible Banking\, CIBC Bank USA\n\n\n\n\nRegistration and Breakfast begins at 7:30 am\nSession runs from 8:30 am to 4:30 pm \nAttendees are advised to arrive before 8:00 am \n\nLast day of registration is end of business on September 29\, 2023. \nAs a reminder\, CCA no longer accepts cash or checks as payment for meetings or membership dues. Payment is only accepted in advance by debit or credit card via our website. Registration for meetings or membership will not be considered complete without prepayment. CCA is no longer able to invoice for events and entry will be denied if payment has not been received. Payment can be made in advance using a debit or credit card via CCAs PayPal page. Failure to pay in advance may result in removal of registration for the event. \nVendor booth opportunities are still available. Please contact Robin Guthridge for more information. \nSpeakers and Topics may be subject to change. \nThis session is not to be recorded electronically without written permission from the Chicagoland Compliance Association and all speakers. materials and opinions shared from the speakers are not necessarily those of the organization they represent and therefore\, unless otherwise indicated\, should be assumed personal and not indicative of any implied liability or accountability back to the respective organization. \nReservation cancellations received by the CCA after the registration deadline of September 29\, 2023 will not receive a refund.  \nBy registering for the event\, the registrant agrees to adhere to Drury Lane and/or City of Oakbrook Terrace COVID requirements at the time of the event. If you’re sick on the day of the event\, please stay home and get well.  \nIf after registering you do not see the “Thank You” page or you do not receive a confirmation email within two days\, then your registration has not been received. Please email the CCA. \nIf you are unsure if your institution is a CCA member\, please check here first. There will be no refunds in the event of an overpayment.  \nClick here to register for this event.
URL:https://www.tcaregs.com/event/2023-chicagoland-compliance-annual-conference/
LOCATION:Drury Lane Theatre\, 100 Drury Ln\, Oakbrook Terrace\, IL\, 60181\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/chicagoland-compliance-association.jpg
ORGANIZER;CN="Chicagoland Compliance Association":MAILTO:ccai@chicagolandcompliance.org <ccai@chicagolandcompliance.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20231012T100000
DTEND;TZID=America/Chicago:20231012T150000
DTSTAMP:20260405T194835
CREATED:20230915T120545Z
LAST-MODIFIED:20230915T120545Z
UID:1918-1697104800-1697122800@www.tcaregs.com
SUMMARY:2023 Compliance Forum
DESCRIPTION:Compliance Forum – October 12\n\nHybrid Event   \n\nThursday\, October 12\, 2023 10:00 AM – 3:00 PM\n\n\n\n\nHybrid Delivery Options (select your preference when registering)\nThe Regency Conference Center\, O’Fallon\, or Live Streamed \n\n\n\nThe IBA’s October Compliance Forum provides an opportunity for bankers to meet in person and examine pressing issues constructively\, exchange ideas\, and share solutions among colleagues in a comfortable and professional environment. We will provide timely updates on a variety of topics for you to take back to your bank. \nAgenda\n9:00 am           Registration & Networking\n10:00 am         Welcome and Introductions\n10:15 am         Lending\n11:15 am         Deposits & Other\n12:15 pm         Lunch\n1:00 pm           CRA\n2:00 pm           BSA \nLearning Objectives\nAt the conclusion of this forum\, participants should be able to:\n•    Comprehend the impact of changes in regulations.\n•    Identify reactive and proactive steps to deal with the changes.\n•    Describe issues regulatory examiners are criticizing at peer institutions and implement practical cost-effective solutions. \nFacilitator\nBrian Crow\, CAMS\, is Managing Partner and Co-President of TCA Compliance. Brian’s passion for and skill in protecting bank assets from fraud and compliance losses have earned him the nickname “Security Evangelist.” In addition to developing and guiding the strategic vision for TCA\, Brian delivers focused educational support to clients and helps them manage TCA’s suite of consulting\, audit\, and training services. He’s a nationally recognized expert on BSA/AML and deposit compliance and is a regular speaker at the annual BSA/AML Top Gun Conference. \nAudience \nCompliance Officers\, Risk Managers\, and Auditors \nContinuing Education\nAmerican Bankers Association (ABA) Professional Certifications – 5 CRCM\, 1.25 CAFP credits\nIllinois Public Accountants – 4.50 CPE credits \nFee Per Person\nMember $250\nNonmember $450 \nMap & Directions
URL:https://www.tcaregs.com/event/2023-compliance-forum/
LOCATION:The Regency Conference Center\, 400 Regency Park\, O Fallon\, IL\, 62269-1886\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/illinois-bankers-compliance-school.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20231017T133000
DTEND;TZID=America/Chicago:20231017T153000
DTSTAMP:20260405T194835
CREATED:20230915T120925Z
LAST-MODIFIED:20230915T120925Z
UID:1919-1697549400-1697556600@www.tcaregs.com
SUMMARY:Visa & Reg E Error Resolution
DESCRIPTION:Course description\n\n\n\n\n\nChange creates compliance risk. The methods for processing electronic funds transfers continues to evolve. Mobile applications\, digital wallets\, tokenization all can be used to access your customers’ debit cards. Correctly applying both Regulation E investigation requirements and the Visa chargeback rules to your claim can present financial and compliance risk to your institution if you get it wrong. \nVisa chargeback procedures outline what is required of the card issuer\, merchant\, and cardholder should a dispute arise between a cardholder and a merchant\, or if a card is used fraudulently. However\, these rules can often create confusion as to how they should be applied to the dispute that crosses your desk. Regulation E applies to many cardholders’ disputes\, and its provisions often differ from Visa’s chargeback procedures. That can leave us wondering how long we have to complete an investigation\, when to provide provisional credit\, and when to ask a cardholder to contact the merchant before accepting their dispute. \nIn this fast-paced webinar we will compare and contrast Visa Operating Rules with Regulation E investigation and liability requirements. We will explore the chargeback codes that are available for the various scenarios that arise and discuss which claims are covered under Reg E and which are not. Several real-world examples will be included. These case studies will aid the listener in making critical decisions when applying Mastercard rules to assist customers and protect the issuer’s bottom line. \nIn this two-hour session\, Brian will cover: \n\nVisa chargeback process updates\nZero Liability coverage vs. Reg E liability schedule\nCFPB Reg E FAQs\nBusiness debit cards\nProper handling of a chargeback when Regulation E also applies\nReg E investigation tips\nEnforcement Actions relating to Regulation E investigation procedures\nDispute resolution procedures\n\nWritten materials will be provided for the listener to refer to during the presentation. \nWHO SHOULD ATTEND: \nFront line staff tasked with accepting customer disputes \nChargeback processors\, auditors\, compliance officers
URL:https://www.tcaregs.com/event/visa-reg-e-error-resolution-2023/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-learning.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20231018T133000
DTEND;TZID=America/Chicago:20231018T153000
DTSTAMP:20260405T194835
CREATED:20230915T121247Z
LAST-MODIFIED:20230915T121247Z
UID:1920-1697635800-1697643000@www.tcaregs.com
SUMMARY:Mastercard & Reg E Error Resolution
DESCRIPTION:Course description\n\n\n\n\n\nChange creates compliance risk. In July 2020 Mastercard revised the arbitration process for more complex claims. Institutions that do not understand the new requirements could end up paying claims that they are not required to or fail to obtain credit from the merchant resulting in unnecessary losses. Knowing what information is needed to successfully recover funds via the chargeback process\, but not run afoul of our investigation obligations under Reg E is a delicate tightrope. \nMastercard chargeback procedures outline what is required of the card issuer\, merchant\, and cardholder should a dispute arise between a cardholder and a merchant\, or if a card is used fraudulently. However\, these rules can often create confusion as to how they should be applied to the dispute that crosses your desk. Regulation E applies to many cardholders’ disputes\, and its provisions often differ from Mastercard’s chargeback procedures. That can leave us wondering how long we have to complete an investigation\, when to provide provisional credit\, and when to ask a cardholder to contact the merchant before accepting their dispute. \nIn this fast-paced webinar we will compare and contrast Mastercard Operating Rules with Regulation E investigation and liability requirements. We will explore the chargeback codes that are available for the various scenarios that arise and discuss which claims are covered under Reg E and which are not. Several real-world examples will be included. These case studies will aid the listener in making critical decisions when applying Mastercard rules to assist customers and protect the issuer’s bottom line. \nIn this two-hour session\, Brian will cover: \n\nMastercard chargeback process updates\nZero Liability coverage vs. Reg E liability schedule\nCFPB Reg E FAQs\nBusiness debit cards\nProper handling of a chargeback when Regulation E also applies\nReg E investigation tips\nEnforcement Actions relating to Regulation E investigation procedures\nDispute resolution procedures\n\nWritten materials will be provided for the listener to refer to during the presentation. \nWHO SHOULD ATTEND: \nFront line staff tasked with accepting customer disputes \nChargeback processors\, auditors\, compliance officers
URL:https://www.tcaregs.com/event/mastercard-reg-e-error-resolution-2023/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/bol-learning.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20231024T090000
DTEND;TZID=America/Chicago:20231025T173000
DTSTAMP:20260405T194835
CREATED:20230915T121641Z
LAST-MODIFIED:20230915T121827Z
UID:1921-1698138000-1698255000@www.tcaregs.com
SUMMARY:Advanced Compliance Workshop
DESCRIPTION:Compliance is one the most important and most complex functions in banking. Make sure you’re on top of your game. This in-depth workshop is specifically designed for experienced compliance professionals who require the most up-to-date information affecting bank compliance\, taught by the leading experts. Plus\, you’ll have plenty of opportunity to learn from and network with your counterparts from across the state. Please note attendees should have at least one year of compliance experience and/or have attended the basic compliance school. \nFind the agenda here \nPresenter\nJerod Moyer – Banker’s Compliance Consulting. Jerod is the leader of Banker’s Compliance Consulting’s training productions. He is a Certified Regulatory Compliance Manager (CRCM) and Bankers Online Guru.\nBrian Crow – TCA. Brian Crow is a nationally-recognized BSA/AML expert with a strong bank compliance management background and a welcome ability to provide focused educational support to TCA client banks.\nLinda Ezuka – Founder of CRA Today.  Linda has over 29 years of community development experience\, with emphasis in CRA\, compliance\, training\, community development lending and CDFI initiatives \nRegistration Fee\nMember: $565\nEach additional person from the same bank: $495\nQualified Non-Member: $950 \nDate & Times\nOctober 24 & 25\, 2023\nCheck in: 8:15\n9:00 – 4:30\n4:30 – 5:30 Social Hour on Tuesday evening
URL:https://www.tcaregs.com/event/advanced-compliance-workshop-2023/
LOCATION:Mayo Clinic Heath Systems Event Center\, One Civic Center Plaza\, Mankato\, MN\, 56001\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/minnesota-bankers.jpg
ORGANIZER;CN="Minnesota Bankers Association":MAILTO:mba@minnbankers.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240311T100000
DTEND;TZID=America/New_York:20240312T170000
DTSTAMP:20260405T194835
CREATED:20240131T195238Z
LAST-MODIFIED:20240131T195513Z
UID:2017-1710151200-1710262800@www.tcaregs.com
SUMMARY:2024 BSA/AML Top Gun Conference
DESCRIPTION:Change is the one constant in the Bank Secrecy Act. While some conferences will inform you what the changes will be\, BOL Conference’s Top Gun BSA Conference’s panel of expert speakers take the next step and provide not just the “what” but the “how” to compliance. Real world experience takes you beyond the theory of compliance into the practical application of each of the topics we cover. \nThe Top Gun Conference will explore many of the hot topics in the industry. We’ll also tackle evolving sanctions due to the wars in Ukraine and Israel. Whether you are new to BSA or an experienced BSA Officer\, we’ll give you tools to enhance your BSA Program. \nOur convenient virtual environment makes it possible for you to train a full conference room of employees. Playback options allow you to rewatch sections you want to hear again or to share with business lines. Get the information you need to know when you need it! \nFeedback from previous conferences indicates that our question-and-answer sessions continue to be some of the most popular times during the conference. We are expanding these sessions so that we can get to more of the questions that you submit prior to and during the conference. Have a question? Ask it! There is a good chance that one of your fellow participants has the same question. Have a topic suggestion? Submit it to questions@bolconferences.com . \nThis is YOUR conference. We encourage you to submit topics that our panel can cover in the rapid-fire BSA Pepper or as a stand-alone session. Our speakers will continue to monitor FinCEN’s rulemaking so that we provide the most current information that you will need to adjust your Program. \nI would like to personally invite you to join me and our expert speaker panel on March 11th and 12th for Top Gun 2024. \n\n\n\n\nMarch 11\n\n\n\n10:00 – 10:50\nWhat Happened Since Last Year?\nBrian Crow\n\n\n10:50 – 11:00\nBREAK\n\n\n11:00 – 11:30\nCorporate Transparency Act Update\nJohn Burnett\n\n\n11:30 – 12:15\nBest Practices for Board Training\nAdam Witmer\n\n\n12:15 – 12:30\nBREAK\n\n\n12:30 – 1:30\nThe Evolution of Artificial Intelligence and Suspicious Activity Monitoring\nRobin Guthridge\n\n\n1:30 – 2:30\nLUNCH\n\n\n2:30 – 3:00\nDigital Currency Update\nBrian Crow\n\n\n3:00 – 3:50\nFrom Start to Finish: Overhauling Your Risk Model\nVictor Cardona\n\n\n\n3:50 – 4:00\nBREAK\n\n\n4:00 – 4:50\nManaging Higher Risk Customers\nRobin Guthridge\n\n\n4:50 – 5:00\nBREAK\n\n\n5:00 – 6:00\nQ and A\n\n\n6:00\nAdjourn\n\n\n\n\n\n\n\nMarch 12\n\n\n\n10:00 – 10:50\nSAR Decision Making\nBrian Crow\n\n\n\n10:50 – 11:00\nBREAK\n\n\n11:00 – 11:50\nKeeping up with FinCEN SAR Typologies\nVictor Cardona\n\n\n11:50 – 12:00\nBREAK\n\n\n\n12:00 – 12:50\nFATF: Abuse of Non-Profit Organizations\nAdam Witmer\n\n\n12:50 -12:55\nBREAK\n\n\n12:55 – 1:30\nGeographic Targeting Orders and AML for Real Estate\nJohn Burnett\n\n\n1:30 – 2:30\nLUNCH\n\n\n2:30 – 3:30\nUpgrading Your Risk Assessment\nRobin Guthridge\n\n\n3:30 – 3:45\nBREAK\n\n\n\n3:45 – 4:45\nBSA Pepper\n\n\n4:45 – 5:00\nBREAK\n\n\n\n5:00 – 6:00\nQ and A\n\n\n\n6:00\nAdjourn
URL:https://www.tcaregs.com/event/2024-bsa-aml-top-gun-conference/
LOCATION:Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.tcaregs.com/wp-content/uploads/top-gun-2022.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240326T080000
DTEND;TZID=America/New_York:20240327T170000
DTSTAMP:20260405T194835
CREATED:20240131T202836Z
LAST-MODIFIED:20240131T202836Z
UID:2018-1711440000-1711558800@www.tcaregs.com
SUMMARY:BSA/AML 2-Day School
DESCRIPTION:This seminar assists financial institutions in meeting the annual training requirements imposed by the BSA regulations and provides attendees with the opportunity to network with other professionals interested in BSA compliance. \nSeminar Information\nThis two-day program is designed to encompass the broad range of topics included in the realm of the Bank Secrecy Act and Anti-Money Laundering.​ \nSESSION TOPICS*\n\nBSA Updates\nIn this session we will recap recent FinCEN advisories\, guidance\, and hot topics. We will also cover recent enforcement actions to analyze what went wrong and where we can expect examiners to focus in the upcoming exam cycle. This will be a great opportunity to catch up on what you should be considering in your Program and how AML/CFT continues to evolve.\nOFAC Sanctions Updates from Ukraine and Gaza\nFor many community banks that do not have an international presence\, it may seem like conflicts on the other side of the world may not pose much risk. However\, bad actors continue to look for weak links in the US financial system to exploit and evade sanctions. Understanding the scope and focus of new sanctions is key to adequately evaluating your risk and ensuring processes are reasonably designed to mitigate those risks.\nBest Practices for Validating AML and OFAC Monitoring Software\nAll institutions\, even those who use manual processing for suspicious activity monitoring\, have a model whether they know it or not. More and more examiners are focusing on the methodologies we employ to manage model risk\, whether it be to identify suspicious activity\, higher risk customers\, or potential OFAC matches. We must be prepared to answer questions like\, “How does your system work? and “How did you determine what thresholds to use?” The key to answering these questions is in how you documented decisions you made when implementing software\, and how you validated that the decisions you made were reasonable. In this session we will walk through the governance process of managing software and how to ensure its validation complies with regulatory guidance.\nManaging FinTech Risk\nRegulatory agencies have published updated guidance relating to managing third-party risk\, particularly as it relates to FinTechs. Many FinTechs are looking for financial institution partnerships to support their product or service offering. In this session we will consider the types of due diligence that should be considered prior to onboarding a FinTech relationship and over the life of the partnership.\nSAR Narratives That Catch Law Enforcement’s Eye\nMany bankers have the perception that the SARs they spend hours filing wind up in a bureaucratic black hole\, never to be seen again. The reality is that law enforcement agencies have many SARs to sort through and are going to focus on those cases which present significant risk to the financial industry\, consumers\, or national security. In this session we will discuss how to make your SAR stand out and be as useful as possible to law enforcement.\nEnhanced Due Diligence for Higher Risk Customers\nOne of the challenges a BSA Officer faces with higher-risk customers is how to put all the pieces of the puzzle together. Some customers have very specific documentation listed in the examination procedures\, others do not. Ensuring that procedures are adequate to address all the various customer types\, as well as use the information collected to support a documented conclusion is critical to demonstrating to our examiners that we understand customer activity.\nSuspicious Activity Reporting and Cyber Events\nFinCEN has published advisories on cyber fraud\, identity theft\, ransomware\, and a host of other cyber related crimes. It can be a challenge to know when a SAR is required\, what dollar amount(s) to report\, and how to identify this type of activity to protect our customers and our institutions. In this session we will explore the world of Cyber Crime as well as the types of crime highlighted on the SAR to help us navigate these ever-changing fraud patterns.\nUpdate on Digital Currencies\nWhat’s the difference between game tokens\, non-fungible tokens\, and convertible virtual currency? Confused yet? Digital currency has been in the news recently\, and for all the wrong reasons. However\, that doesn’t mean that providing services to these customers is bad. It just means we have more risk to manage. In this session we will discuss the various types of digital currency\, the risks that each can pose\, and what due diligence measures we should take when we find one of our customers engaged in digital currency transactions.\nUpdate on AML Act Implementation including the Corporate Transparency Act\nFinCEN has completed two of its three rule makings to implement the Corporate Transparency Act. The Beneficial Ownership Secure System (BOSS) has received over 100\,000 registrations from legal entities during the first couple of weeks of going live. But what does this mean for our financial institution? What happens? And what new regulations can we expect to see? In this session we will bring you up to date so you know what to share with your Board and Senior Management Teams as we prepare for what is to come.\nFinCEN’s AML/CFT Priorities and Red Flags for Identifying Suspicious Activity\nFinCEN published eight AML/CFT priorities in  June 2021\, but we haven’t heard anything since. The notice stated there were no new rules or policy changes that were required of the industry\, but that proposals would be forthcoming. 2 ½ years later and we haven’t heard anything further. In this session will bring these priorities back to the front burner and discuss what we should be considering in terms of higher risk businesses and patterns of activity that may require a second look to ensure we don’t have these types of suspicious activity occurring at our institutions.\nSAR Decision Making Process\nThis session will be a prep session for the one that immediately follows it. We will review investigation methodologies\, procedures for determining if a SAR should be filed\, and documentation expectations for conclusions and supporting data. We will consider the use of SAR Committees in the decision-making process and steps for escalating alerts to cases\, and meeting investigation timeframes to ensure timely SAR filing.\nSAR Investigation Processes\nThis session is designed to be interactive\, so be sure to bring your questions\, procedural ideas\, and investigation methods. The speaker will provide several scenarios where a reviewer receives limited transactional information from a system alert\, spreadsheet\, or staff referral. Participants are invited to ask questions or state what additional research they would conduct based on the limited information given. The facilitator will provide additional details about the case as the investigation “progresses” to simulate an actual investigation. At the end of each investigation\, the participants can voice their opinions whether they believe a SAR should or should not be filed based on the information obtained during the discussion.\nThe Future of AML/CFT Compliance: Artificial Intelligence\nFor AML/CFT Professionals that have spent many years in the industry\, the prospect of changing how we identify\, monitor\, and report suspicious activity can be particularly intimidating. From manual reports\, to rule-based systems\, to machine learning in the span of a few decades shows that technology will continue to speed up before it slows down. In this session we will consider the potential risks and benefits that AI poses for our industry\, and take a peek at what the future may hold.\n\n*Note: Topics are subject to change based on new guidance or regulation that is published. \nAGENDA\nTuesday\, March 26\, 2024\n9:00 – 10:00 am               BSA Updates \n10:00 – 10:30 am             OFAC Sanctions Updates from Ukraine and Gaza \n10:30 – 10:45 am             Break \n10:45 am – 12:00 pm      Best Practices for Validating AML and OFAC Monitoring Software \n12:00 – 1:00 pm                Lunch \n1:00 – 1:45 pm                  Managing FinTech Risk \n1:45 – 2:30 pm                  SAR Narratives That Catch Law Enforcement’s Eye \n2:30 – 2:45 pm                  Break \n2:45 – 4:00 pm                 Enhanced Due Diligence for Higher Risk Customers \nWednesday\, March 27\, 2024\n9:00 – 9:45 am                Suspicious Activity Reporting and Cyber Events \n9:45 – 10:15 am               Update on Digital Currencies \n10:15 – 10:30 am             Break \n10:30 – 11:15 am              Update on the AML Act Implementation including the\nCorporate Transparency Act \n11:15 am – 12:00 pm       FinCEN’s AML/CFT Priorities and Red Flags for\nIdentifying Suspicious Activity \n12:00 – 1:00 pm               Lunch \n1:00 – 1:30 pm                  SAR Decision Making \n1:30 – 2:30 pm                  SAR Investigation Processes \n2:30 – 2:45 pm                  Break \n2:45 – 4:00 pm                 The Future of AML/CFT Compliance: Artificial Intelligence​ \nSpeaker Information\n \nBrian J. Crow\, CAMS Managing Partner/Co-President\, TCA \nBrian Crow is a nationally recognized Deposit Compliance and BSA/AML expert with a strong bank compliance management background and a welcome ability to provide focused educational support to TCA client banks. Mr. Crow most recently was BSA Administrator for a suburban Chicago bank\, where his responsibilities included the bank’s annual assessment and audit documentation. Earlier\, as Operations Officer at the same bank\, Mr. Crow monitored AML activity and helped install automated AML software that allowed the bank to transition from paper to electronic CTRs. His activities were responsible for reducing debit card fraud by 95 percent at the bank. \nMr. Crow has been\, and continues to be\, an education consultant for the Glia Group BOL Learning Connect program\, conducting webinars that have covered VISA/MasterCard chargebacks\, debit card compliance and fraud prevention for hundreds of banks. In this role\, Mr. Crow was recognized as a Bankers Online Guru in 2011. Like many of us\, Mr. Crow began his banking career as a teller\, working his way up to head teller and then branch management responsibilities. He earned a B.A. degree from Concordia University\, River Forest\, Illinois. \nRegistration Information\n\n\n\n\nRegistration Dates\nMember\nNon-Member\n\n\n\n\nThrough February 26\, 2024\n$575\n$1\,075\n\n\nFebruary 27-March 25\, 2024\n$595\n$1\,095\n\n\n\n\nREGISTER NOW! \nHotel Information\nHampton Inn Richmond West Innsbrook\n10800 W Broad Street\nGlen Allen\, VA 23060 \nThe VBA has a negotiated rate of $119/night\, plus applicable taxes and fees. The rate includes a complimentary hot breakfast. To take advantage of the negotiated rate\, reservations must be made by March 11\, 2024. Click here to make your reservation. \nSponsorship Opportunities\nContact Amy Binns for more information. \n\n\n\n \n\n\n\n\nTHIS ITEM APPEARS IN\n\n\n\nEvent Calendar\nIn Person – Compliance\nIn Person – Enterprise Risk Management (ERM)\nIn Person – Operations & Technology\nIn Person – Security\nIn Person – Training\n\n\n\n\n\n\n\nRELATED PROFILES\n\n\n\n\n\n\nEDUCATION & TRAINING\n\nMichele DunnEvent Planner\n\n\n\n(804) 819-4748\n\nmdunn@vabankers.org\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nEVENT QUICKLINKS\n\n\nEvent Calendar\nGovernment Relations Events\nVBA Virtual\nSponsorship & Exhibiting Opportunities\n\n\n\n\n\n\n\n\nMEMBERSHIP QUICKLINKS
URL:https://www.tcaregs.com/event/bsa-aml-2-day-school/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240422T080000
DTEND;TZID=America/New_York:20240426T170000
DTSTAMP:20260405T194835
CREATED:20240131T203554Z
LAST-MODIFIED:20240131T203612Z
UID:2019-1713772800-1714150800@www.tcaregs.com
SUMMARY:2024 Advanced BSA Academy
DESCRIPTION:Advanced BSA Academy\nApril 22-26\, 2024\nThe Lodge – Gulf Shores\, AL\n  \nCompliance with the Bank Secrecy Act (BSA) continues to be a top priority of the regulators. Examiners are increasing their focus to ensure financial institutions are complying with all aspects of the Bank Secrecy Act (BSA) and its many regulatory requirements. To assist in meeting these requirements Alabama Bankers is pleased to offer a one week intensive Advanced BSA/AML School.  Not only is the program designed to meet your training requirements; it is also designed for you to hear from leading industry experts\, law enforcement\, and regulatory agencies on the latest changing BSA topics and to gain tips and tools to develop and manage an effective BSA program. \nEach year\, the curriculum is updated and revised to reflect the current BSA/AML environment. The program provides valuable insight and information on current emerging issues related to BSA/AML compliance. Attendees will also benefit from shared knowledge\, networking\, and best practices. Attendees will leave with valuable real world tips\, tools\, take-aways\, checklists\, and “how to” best practices to manage BSA/AML and OFAC requirements. \n2024 Brochure \nWho Should Attend:\nThis is not an introductory program; it is designed for BSA professionals with a working knowledge of all aspects of the BSA regulations and rules. It provides a higher level of lecture\, training\, and interactive discussion regarding the challenges of developing and managing an effective BSA program. \n 
URL:https://www.tcaregs.com/event/2024-advanced-bsa-academy/
LOCATION:The Lodge at Gulf State Park\, 21196 East Beach Blvd\, Gulf Shores\, AL\, 36542\, United States
ATTACH;FMTTYPE=application/pdf:https://www.tcaregs.com/wp-content/uploads/alabama-bankers-association.pdf
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240521T090000
DTEND;TZID=America/New_York:20240521T130000
DTSTAMP:20260405T194835
CREATED:20240517T130717Z
LAST-MODIFIED:20240517T130717Z
UID:2068-1716282000-1716296400@www.tcaregs.com
SUMMARY:Virtual Compliance School
DESCRIPTION:MAY 21\, 2024 – 9:00AM – 1:00PM\nMAY 23\, 2024 – 9:00AM – 1:00PM\nMAY 28\, 2024 – 9:00AM – 1:00PM\nMAY 29\, 2024 – 9:00AM – 1:00PM\nMAY 31\, 2024 – 9:00AM – 1:00PM\nJUNE 10\, 2024 – 9:00AM – 1:00PM\nJUNE 12\, 2024 – 9:00AM – 1:00PM\n\n\n  \nVirtual Compliance School consists of two tracks\, Lending and Deposits\, and is designed for entry-mid level compliance personnel. \nIn 2024\, the VBA and NCBA will join together to host the virtual school with a five day Lending track and a two day Deposits track.
URL:https://www.tcaregs.com/event/virtual-compliance-school/
LOCATION:Virtual
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240604T100000
DTEND;TZID=America/New_York:20240604T110000
DTSTAMP:20260405T194835
CREATED:20240517T133140Z
LAST-MODIFIED:20240517T133140Z
UID:2069-1717495200-1717498800@www.tcaregs.com
SUMMARY:Trends in Check Fraud (Webinar)
DESCRIPTION:June 4\, 2024\n10am-11:30am \n\nMember Fee (Live or Recording):  $165 per connection\nNon-Member Fee (Live or Recording):  $265 per connection \n\nFraudsters continue to develop new techniques for helping our customers part with their hard-earned money. Often this leads to the financial institution taking losses to reimburse our customers. In this webinar\, we will examine the latest fraud trends and discuss strategies for loss mitigation. The discussion will consider the operational requirements and challenges for processing check related claims and should not be considered legal advice. 
URL:https://www.tcaregs.com/event/trends-in-check-fraud-webinar/
LOCATION:Virtual
ATTACH;FMTTYPE=image/png:https://www.tcaregs.com/wp-content/uploads/louisiana-bankers-assocation.png
ORGANIZER;CN="Louisiana Bankers Association":MAILTO:info@lba.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20240917T080000
DTEND;TZID=America/New_York:20240918T170000
DTSTAMP:20260405T194835
CREATED:20240708T112950Z
LAST-MODIFIED:20240708T112950Z
UID:2091-1726560000-1726678800@www.tcaregs.com
SUMMARY:Operations Compliance Triage
DESCRIPTION:TUESDAY\, SEPTEMBER 17\, 2024\nDay 1\n\n\n\nCENTRAL TIME\n\nSESSION\n\n\n\n9:00 – 10:00\nUpdate on Deposit Related Issues-What’s Happened Since Last Year?\nDeborah Crawford\n\n\n10:00 – 10:10\nBREAK\n\n\n10:10 – 11:00\nMarijuana Update — the Operations side – Brian Crow\n\n\n11:00 – 11:10\nBREAK\n\n\n11:10 – 12:00\nClosed Accounts\, Stop Payments\, Unauthorized Transactions-A myriad of Deposit Issues\nJohn Burnett\n\n\n12:00 – 1:00\nLUNCH\n\n\n1:00 – 2:00\nW-8BENs and NRA Interest Reporting – Deborah Crawford\n\n\n2:00 – 2:10\nBREAK\n\n\n2:10 – 3:00\nRegulation CC Update and Changes for 2025 – John Burnett\n\n\n3:00 – 3:10\nBREAK\n\n\n3:10 – 4:00\nCheck Fraud-Counterfeit Checks\, Altered Checks\, Forged Endorsements – Brian Crow\n\n\n4:00 – 5:00\nQ & A\n\n\nAdjourn – See you tomorrow!
URL:https://www.tcaregs.com/event/operations-compliance-triage-2/
LOCATION:Virtual
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20240923T080000
DTEND;TZID=America/Chicago:20240927T170000
DTSTAMP:20260405T194835
CREATED:20240708T113234Z
LAST-MODIFIED:20240708T113234Z
UID:2092-1727078400-1727456400@www.tcaregs.com
SUMMARY:2024 Regulatory Compliance Series
DESCRIPTION:Regulatory Compliance Series\n\nHybrid Event   \n\nMonday\, September 23\, 2024 – Friday\, September 27\, 2024   iCalendarCentral Standard Time \n\n  \n\n\n\n\n \n\n\n \nHybrid Delivery Options (select your preference when registering) \nIBA Center for Banking Excellence\, Springfield OR Live Streamed \nThis comprehensive series provides an overall deep understanding of the complexities of regulatory compliance and how they apply to everyday situations. New and seasoned team members will diminish the complex nature of regulatory compliance after attending this program. View Brochure \nSessions \n\nProgram 1 – September 23 – Credit Compliance\, Part 1\nProgram 2 – September 24 – Credit Compliance\, Part 2\nProgram 3 – September 25 – Credit Compliance\, Part 3\nProgram 4 – September 26 – Deposit Compliance\nProgram 5 – September 27 – BSA/AML Compliance & Regulators’ Forum\n\nFacilitators: Programs 1\, 2\, and 3 \n\nMichelle Strickland\, CRCM\, is managing partner and co-president at TCA. Her banking background includes consumer\, residential\, and secondary market loan processing\, and most recently\, with a large Indiana bank\, responsible for loan servicing\, commercial loan processing\, and documentation\, and residential and consumer loan processing and documentation.\nMonique Reyna\, CRCM\, is a compliance consultant at TCA with more than 25 years of lending experience. During her early banking career\, she held positions in processing\, underwriting\, closing\, post-closing\, and servicing. Prior to joining TCA\, she served as senior vice president of lending overseeing regulatory compliance within the lending department\, including developing bank policies and procedures\, conducting internal compliance reviews\, and providing staff training.\n\nFacilitator: Programs 4 and 5  \n\nBrian Crow\, CAMS\, managing partner and co-president at TCA\, is a nationally recognized expert of Reg E and BSA/AML. He is an education consultant for the Glia Group BOL Learning Connect program\, conducting webinars that cover Visa/MasterCard chargebacks\, debit card compliance\, and fraud prevention. Crow was recognized as a Bankers Online Guru in 2011.\n\nContinuing Education \nABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This series has been approved for 8 CAFP\, 40 CRCM credits (Programs 1-5 CRCM 8 credits each\, Program 5-CAFP credits). This statement is not an endorsement of this program or its sponsor. \nThe IBA is recognized by the Illinois Department of Financial and Professional Regulation as a public accountant continuing professional education sponsor. Public accountants licensed in the state of Illinois will earn 35 credits of continuing professional education credit for attending the five-part series (7 credits per program). \nAudience\nCompliance Officers and Managers\, Consumer Lenders\, Residential Real Estate Lenders\, Personal and Retail Bankers\, Operations Officers\, Legal Counsel\, Auditors\, and Cashiers \nHotel Information\nCourtyard – Springfield\n3462 Freedom Drive\nSpringfield\, IL 62704\nHotel: 217-793-5300\nIBA Rate: 20% off the available rate \nPer Person Fee\nIBA Member\nAll five programs: $1\,225\nIndividual program: $265 \nNonmember\nAll five programs: $2\,045\nIndividual program: $445
URL:https://www.tcaregs.com/event/2024-regulatory-compliance-series/
LOCATION:Center for Banking Excellence\, 3201 West White Oaks Dr.\, Suite 400\, Springfield\, IL\, 62704\, United States
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20241011T100000
DTEND;TZID=America/New_York:20241011T150000
DTSTAMP:20260405T194835
CREATED:20240708T113415Z
LAST-MODIFIED:20240708T113415Z
UID:2093-1728640800-1728658800@www.tcaregs.com
SUMMARY:Compliance Peer Group
DESCRIPTION:Compliance Peer Group\n\nHybrid Event   \n\nFriday\, October 11\, 2024 10:00 AM – 3:00 PM   iCalendarCentral Standard Time \n\n  \n\n\n\n\n \n\n\nHybrid Delivery Options (select your preference when registering)\nThe Regency Conference Center\, O’Fallon\, or Live Streamed \nThe Compliance Peer Groups provide an opportunity for bankers to join together and examine pressing issues constructively\, exchange ideas\, and share solutions among colleagues in a comfortable and professional environment. We will provide timely updates on various topics for you to take back to your bank. \nAgenda \n9:00 a.m.           Registration & Networking\n10:00 a.m.         Welcome and Introductions\n10:15 a.m.         Lending\n11:15 a.m.         Deposits & Other\n12:15 p.m.         Lunch\n1:00 p.m.           CRA\n2:00 p.m.           BSA \nLearning Objectives\nAt the conclusion of this session\, participants should be able to: \n\nComprehend the impact of changes in regulations.\nIdentify reactive and proactive steps to deal with the changes.\nDescribe issues regulatory examiners are criticizing at peer institutions and implement practical\, cost-effective solutions.\n\nBenefits \n\nNetworking: Participants can network with fellow bankers\, fostering professional connections and potential collaborations.\nRegulatory Updates: Stay informed about the latest changes in lending\, deposits\, CRA (Community Reinvestment Act)\, and BSA (Bank Secrecy Act) regulations\, ensuring your bank remains compliant with current requirements.\nBest Practices Sharing: Exchange best practices and innovative solutions with peers to effectively address compliance challenges in areas such as lending\, deposits\, CRA\, and BSA.\nProactive Compliance Strategies: Learn proactive steps to anticipate and adapt to regulatory changes\, helping your bank maintain compliance while minimizing disruptions to operations.\nPractical Implementation: Acquire practical\, cost-effective solutions for implementing compliance measures\, ensuring your bank meets regulatory expectations efficiently and effectively.\nSkill Enhancement: Develop your understanding of compliance regulations and enhance your ability to interpret and implement regulatory requirements in areas such as lending\, deposits\, CRA\, and BSA.\nAnd much more…\n\nTechnology Requirements – Virtual Attendees Only \n\nHave Zoom virtual meeting access\nInteract with facilitators and all participants in a live\, virtual environment\nActively participate in live and chat discussions\nHave complete\, working computer microphone\, camera\, and speakers or phone access\nKeep cameras on for the duration of the program\n\nFacilitator\nBrian Crow\, CAMS\, is Managing Partner and Co-President of TCA Compliance. Brian’s passion for and skill in protecting bank assets from fraud and compliance losses have earned him the nickname “Security Evangelist.” In addition to developing and guiding the strategic vision for TCA\, Brian delivers focused educational support to clients and helps them manage TCA’s suite of consulting\, audit\, and training services. He’s a nationally recognized expert on BSA/AML and deposit compliance and is a regular speaker at the annual BSA/AML Top Gun Conference. \nAudience \nCompliance Officers\, Risk Managers\, and Auditors \nContinuing Education\nABA Professional Certifications 5 CRCM\, 1.25 CAFP credits\nCPE for Illinois Public Accountants 4.50 hours \nFee Per Person\nMember $250\nNonmember $450 \nMap & Directions
URL:https://www.tcaregs.com/event/compliance-peer-group/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20241022T080000
DTEND;TZID=America/New_York:20241022T170000
DTSTAMP:20260405T194835
CREATED:20240708T113821Z
LAST-MODIFIED:20240708T113926Z
UID:2094-1729584000-1729616400@www.tcaregs.com
SUMMARY:Bank Security Conference
DESCRIPTION:10:00 AM – 10:50 AM (Eastern) \nObservation vs Perception: Improving Your Ability to Pick Up on Suspicious Activity\n\n\nA fast-moving and entertaining program designed to improve your observation or situational awareness and to make employees more aware of their surroundings. This is an awareness session to improve your observation skills. What you see is not always what your brain tells you that you see. You will get a better understanding of ways to improve your crime prevention efforts by absorbing and interpreting what’s going on around you and why differences in opinions and descriptions can occur from several observers after all have seen the same incident. Situational awareness is a developed skill and a major part of crime prevention improvement. You will also get an understanding of why differences in opinions and descriptions can occur from several observers after all have seen the same incident. Suggestions will also be given on how to improve your ability to remember things and events. \nTakeaways\n\n Enhanced Observation Skills: Develop sharper observation skills to improve situational awareness and better understand your surroundings.\n Improved Crime Prevention: Learn effective techniques to absorb and interpret environmental cues\, enhancing your efforts in crime prevention.\n Understanding Perception Differences: Gain insight into why different observers may have varying opinions and descriptions of the same incident and how to account for these differences.\n Memory Improvement Techniques: Receive practical suggestions on how to enhance your ability to remember things and events accurately\, aiding in more reliable incident reporting and analysis.\n\nBRANCH WALTON \n\n\n\n\n\n11:00 AM – 12:00 PM (Eastern) \nWhat does the security officer need to know about BSA/SARs?\n\n\nAs technology has evolved\, the role of the Security Officer has evolved as well. Threats to the bank are no longer all physical. In today’s fast paced and interconnected world\, many of the threats we defend against are virtual. Over the last several years\, the fastest growing reason for suspicious activity reports relates to fraud\, identity theft\, and cyber events. In this session we will discuss best practices for identifying security events that must be referred to the Bank Secrecy Act Department and how we can coordinate our efforts to mitigate the risk of loss to our customers and institution. \nTakeaways\n\n Identify security incidents that may require a Suspicious Activity Report\n Discuss the key pieces of information that should be included on a Suspicious Activity Report\n Learn where the emerging threats are fraud trends are\n Define a cyber event\n\nBRIAN CROW \n\n\n\n\n\n12:10 PM – 1:00 PM (Eastern) \nDetails Coming Soon!\n\n\nDetails Coming Soon! \n\n\n\n\n\n2:00 PM – 3:30 PM (Eastern) \nSecurity Demystified: Navigating the Top 25 Frequently Asked Questions\n\n\nIn this fast-paced program\, we will address the most commonly asked questions by security officers. Delve into the essential responsibilities outlined in implementing regulations mandated by various regulators such as FRS\, FDIC\, OCC\, and specific letters for Credit Unions. Gain insights into the often-overlooked aspect of your job description – “other duties as assigned” – and how it can expand your security responsibilities. \nDiscover solutions to practical issues like camera placement\, the necessity of monitors in break rooms\, and the optimal timing for alarm activation during or after a bank robbery. Uncover the truth about commonly debated topics\, such as the use of dummy cameras and the limited scope of time locks. Learn how\, with experience\, your role may evolve to include managing building access systems\, ID badges\, and the crucial aspect of building a relationship with law enforcement. \nThis session aims to provide answers to questions you’ve likely encountered countless times. Whether you’re new to security or a seasoned officer\, this program is tailored to meet your needs. For those just starting\, gain invaluable insights into the intricacies of your role. Seasoned professionals will benefit from a timely review of current security practices. Don’t miss this opportunity to enhance your expertise and ensure you’re well-prepared for the challenges ahead. Join us for an engaging session that goes beyond the basics of security training! \nTakeaways\n\n Understanding Regulatory Responsibilities: Gain a comprehensive understanding of essential responsibilities outlined by various regulators such as FRS\, FDIC\, OCC\, and specific letters for Credit Unions\, ensuring compliance and effective security management.\n Practical Solutions to Common Issues: Discover solutions to practical security issues\, including optimal camera placement\, the necessity of monitors in break rooms\, and the best timing for alarm activation during or after a bank robbery.\n Expanded Security Responsibilities: Learn how the often-overlooked “other duties as assigned” aspect of your job description can expand your security responsibilities to include managing building access systems\, ID badges\, and building relationships with law enforcement.\n Debunking Security Myths: Uncover the truth about commonly debated topics such as the use of dummy cameras and the limited scope of time locks\, and understand how these elements can affect your overall security strategy.\n\nBARRY THOMPSON \n\n\n\n\n\n3:45 PM – 5:00 PM (Eastern) \nLiar\, Liar\, Pants on Fire! – UPDATED\n\n\n‘Two Truths and a Lie’ is a fun game unless you don’t know you’re playing. You haven’t realized it\, but in business\, you’re playing every day…and YOU’RE LOSING. \nDiscover how to win the game with clients\, your boss\, your team\, and your prospects. Protect your hard-earned profits and catch would-be fraudsters before they can take away everything you’ve worked for. \nIn this fast-paced session\, updated since she last spoke to us\, you’ll discover how to use Traci’s 9-Point Fraud Spotting System to separate the lies from the truth\, so you don’t innocently step into a business\, life\, or reputation-destroying event. \nDo you often ask yourself:\n\n Is that job applicant being deceptive about their experience? Will their lies cost your company countless dollars and hours of training?\n Are your vendors overpromising or inflating their prices to scam you?\n Are you willing to do prison time for someone else’s actions?\n Is your spouse truthful? Can you see the clues that an unfaithful partner leaves littered through your conversation?\n Is your child really just “spending the night at Tony’s house\,” or are they going to a dangerous party with no adult supervision?\n And most importantly…did your kids eat those donuts you left on the counter? Or did the dog?\n\nTakeaways\n\n Nine telltale signs that a person is lying\n How to quickly uncover the truth\n How to keep nefarious people from making you a victim\n\nTRACI BROWN \n\n\n\n\n\n5:00 PM – 5:45 PM+ (Eastern) \nQ&A to end the day!\n\nTRACI BROWN\, BRIAN CROW\, BARRY THOMPSON\, BRANCH WALTON
URL:https://www.tcaregs.com/event/bank-security-conference/
LOCATION:Virtual
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ORGANIZER;CN="Bank Security Conference":MAILTO:bsc@bankersonline.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20241106T080000
DTEND;TZID=America/New_York:20241107T170000
DTSTAMP:20260405T194835
CREATED:20240708T112859Z
LAST-MODIFIED:20240708T112859Z
UID:2090-1730880000-1730998800@www.tcaregs.com
SUMMARY:Operations Compliance Triage
DESCRIPTION:WEDNESDAY\, SEPTEMBER 18\, 2024\nDay 2\n\n\n\nCENTRAL TIME\n\nSESSION\n\n\n\n9:00 – 10:00\nIRA Update\nDeborah Crawford\n\n\n10:00 – 10:10\nBREAK\n\n\n10:10- 11:00\nRegulation E Hot Spots\nBrian Crow\n\n\n11:00 – 11:10\nBREAK\n\n\n11:10 – 12:00\nFDIC Logo\, Advertising Rules and Trust Changes\nJohn Burnett\n\n\n12:00 – 1:00\nLUNCH\n\n\n1:00 – 2:00\nMaintaining Business Accounts-Beneficial Ownership Update\nDeborah Crawford\n\n\n2:00 – 2:10\nBREAK\n\n\n2:10 – 3:00\nUDAAP Risk – Brian Crow\n\n\n3:00 – 3:10\nBREAK\n\n\n3:10 – 4:00\nOverdraft Programs-What’s Left?\nJohn Burnett\n\n\n4:00 – 5:00\nDiscussion–Q and A\n\n\n\nAdjourn – Thank you for attending!
URL:https://www.tcaregs.com/event/operations-compliance-triage/
LOCATION:Virtual
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END:VEVENT
END:VCALENDAR