James F. Dray, CRCM


Bank veteran Jim Dray brings a solid operations and compliance background to TCA clients. His compliance experience includes hands-on management at both community banks and large bank holding companies. Mr. Dray is a Certified Regulatory Compliance Manager (CRCM) with a diverse background in compliance risk management.

Mr. Dray began his banking career at Aurora National Bank in 1983, progressing through the ranks to manage operations and compliance. Like many bankers whose talent is spotted early and who are targeted for management positions, his first job was as a teller at the bank; he later became operations manager.

When Aurora National became part of GreatBanc, Inc., a bank holding company, Mr. Dray assisted in managing the compliance function for all four banks in the holding company. Mr. Dray also managed operations and compliance for Premier Bank in Wilmette and headed retail banking for Pan American Bank. Mr. Dray’s more than 30 years of bank operations and compliance experience have helped to uniquely qualify him as a compliance professional.

Mr. Dray is a BSA/AML specialist, and has conducted over 150 independent reviews for TCA client banks. He is a regular speaker for the Illinois Bankers Association compliance school, where he teaches the BSA/AML portion of the school. Mr. Dray is a featured speaker for TCA, having presented topics to the Illinois Bankers Association and the Chicago chapter of the Anti-money Laundering Association (AMLA).

Mr. Dray joined TCA, Thomas Compliance Associates, Inc., in 2002. He was named Director of Audits and Education in mid-2006, Director of Client Services in 2007, and President of TCA in August 2009.