 |
|
|
 |
 |
|
 |
|
|
 |
|
|
 |
|
|
 |
|
|
 |
|
|
 |
|
|
 |
|
|
|
|
TCA can help you avoid regulatory
pitfalls. Our expanded level of services can be tailored to your institution's
needs. Call us at 1-800-934-REGS or email
us for specific information about our additional services.
Our nationwide scope matters.
Compliance trends roll from one geographic region to another. That makes
our nationwide perspective important: What happens in Illinois today may
affect Ohio tomorrow. Because TCA deals with institutions and examiners
across the country, our members are well-informed and well-prepared for
what's coming up.
We've developed a business
solutions approach to regulatory compliance. Although our primary purpose
is to keep Compliance Core members within the required guidelines, we
do so in a manner that places compliance in the context of related business
activities, the most cost-effective way to manage compliance.
We know where to go for answers to even the most difficult questions.
Our
information sources help us pick up the nuances.
Even
slight enforcement variations can be important.
We
understand the legislative history behind the regulations--and how examiners
interpret instructions from Washington.
Compliance
Partnership-Outsourcing Program:
Senior Thomas Compliance
Associates will visit your institution each quarter to help manage compliance
administration, policies and procedures, monitoring, testing, and training.
We always customize our approach to what best serves your institution.
As one of our clients, you'll have Compliance Advantage pricing for training
and audits such as CRA and Fair Lending.
Compliance
Validation/Pre-Exam Audits:
This is a one-time validation
audit, usually scheduled before a Compliance Exam. This program is much
like our Partnership, but is a one-time audit with the option to continue
on a quarterly basis.
On-Site
Training:
Customized training sessions
are available for compliance and other staff such as management and even
directors. O. Tom Thomas is one of the leading speakers and instructors
in compliance at nationwide seminars.
CRA
Audits:
Changing CRA rules mean that
you should ask us to review your CRA strategy. Our primary role is to
provide information and assistance that will help your institution prepare
for a CRA examination under the new rules. We know how to make CRA work.
Fair Lending is the current hot regulatory issue. The new Fair Lending rules have led to tough new Fair Lending guidelines from the federal regulators. In turn, examinations are more intense and longer. Get ready with a TCA Fair Lending audit.
ARMs are a majorpotential problem, because misadjustments leave your institution vulnerable to lawyers seeking class-action activity. TCA's on-site loan portfolio audits help make certain your loan files are clean and can withstand examiner scrutiny.
Compliance
Policies:
TCA writes compliance policies
that pass regulatory scrutiny, and has done so for years. We provide three
levels of Compliance Policies Support.
Compliance
Strategy:
Strategy development: We write
strategic plans that work and pass muster during examinations. TCA has
the unique ability to meld compliance requirements with bank performance
issues. The key is to develop an effective strategic framework.
2846
N. Mildred Avenue, Suite 150 Chicago, Illinois 60657-5052 Tel: 800-934-REGS
fax: 773-525-8507
Email:
info@tcaregs.com Website problems:
Webtech@tcaregs.com
Copyright 2009